Zero risk, high returns...these 5 post office schemes will give you guaranteed profits!

If you're looking for an investment that ensures safe and secure returns, Post Office schemes are second to none. Government-backed Post Office schemes are not only reliable but also guarantee a secure future with fixed interest rates. Today, we'll tell you about the top 5 Post Office schemes that can protect your capital and provide excellent returns.

Post Office Fixed Deposit
The Post Office offers 1, 2, 3, and 5-year FDs. Interest rates range from 6.9% to 7.5%. FDs are considered 100% safe. 5-year FDs also offer tax benefits under Section 80C. This is a great option for investors seeking safe investments.

Kisan Vikas Patra
This is a deposit scheme that guarantees doubling your money in approximately 115 months. It offers an interest rate of 7.5%. If you have a lump sum of money and want to invest it in a safe place, this scheme can be useful. Its biggest plus point is its government guarantee.

Senior Citizen Savings Scheme
This scheme is excellent for senior citizens. It offers excellent returns and quarterly interest payments. Senior citizens can thus arrange for a regular income through this scheme. This scheme offers an interest rate of 8.2%. Its maturity period is 5 years and can be extended by another 3 years.

National Savings Certificate
NSC has always been popular among investors looking to save tax with guaranteed returns. It offers an interest rate of 7.7%. The interest is compounded annually. The scheme matures after 5 years. Tax benefits are available under Section 80C.

Sukanya Samriddhi Yojana
The Sukanya Samriddhi Yojana is one of the most promising schemes for daughters. Parents of daughters aged 10 years or younger can invest in it in their daughter's name. This is a fully government-guaranteed scheme. It offers an interest rate of 8.2% and matures at 21 years.

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