You'll have ₹66 lakh in your account! Deposit this much money in your daughter's name and earn bumper returns, learn the full plan.
Sukanya Samriddhi Yojana 2025: The Post Office's Sukanya Samriddhi Yojana (SSY) remains a profitable option for parents to secure their daughter's future. A monthly deposit of ₹12,000 can create a secure corpus of up to ₹66 lakh over 21 years.
Sukanya Samriddhi Yojana 2025: For parents concerned about their daughter's bright future, the Sukanya Samriddhi Yojana (SSY), supported by the Government of India, offers a golden opportunity. This government scheme not only provides complete security to your investment but also multiplies your savings by offering a high and fixed annual interest rate of 8.20% in the current quarter. This scheme has emerged as the most reliable option for those who believe in financial planning, especially because it is completely free from any market risk.
How many years will the money be received?
The structure of the Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) sets it apart from all other savings options. Once the account is opened, it remains active for a total of 21 years. However, you only need to deposit money for the first 15 years.
For the remaining 6 years, your investment does not remain dormant but continues to earn compound interest at a rate of 8.20%. This continuous interest growth is what transforms the deposited amount into a substantial corpus at maturity at 21 years. This system ensures that the savings burden for parents is limited while the benefits are maximized.
How much return will an investment of Rs. 12,000 yield?
The potential of this scheme is incredible. If a parent consistently saves Rs. 12,000 every month for 15 years, the total deposit will amount to Rs. 21.60 lakh. However, at a yield of 8.20%, this amount reaches approximately ₹66,00,000 at a maturity of 21 years. This figure clearly demonstrates how significant financial goals can be achieved with the right strategy, even in safe government schemes.
| Monthly Savings Amount | Total Investment in 15 Years | Estimated Amount After 21 Years |
|---|---|---|
| ₹1,000 | ₹1,80,000 | ₹5 lakh |
| ₹3,000 | ₹5,40,000 | ₹15 lakh |
| ₹5,000 | ₹9,00,000 | ₹25 lakh |
| ₹12,000 | ₹21,60,000 | ₹66 lakh |
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