You can't withdraw money from your PF account for these things, here's what's important:

Every month, 12 percent of an employee's salary is deposited into the PF account, and the company contributes an equal amount. This amount gradually increases each month, and the government also pays interest on it.

Every employed person saves a significant portion of their income to secure their future. This is known as the PF (Provident Fund). In India, this scheme, operated by the EPFO, serves not only as a savings tool but also as a strong financial support after retirement. Every month, 12 percent of an employee's salary is deposited into their PF account, and their company contributes an equal amount. This amount gradually increases each month, and the government also pays interest on it. The purpose is to provide support from this deposit when an individual retires or becomes financially vulnerable.

Although the EPFO ​​allows account holders to withdraw money from their PF accounts in certain urgent circumstances, such as purchasing a house, children's education, marriage, medical emergencies, or unemployment, did you know that there are certain expenses and tasks for which you cannot withdraw money from your PF account? So, let's explore the things or tasks for which you cannot withdraw money from your PF account.

You cannot withdraw money from your PF account for these things.

1. You cannot withdraw your entire PF balance while you are employed - If you are still working, you cannot withdraw your entire PF balance. The EPFO ​​only allows full and final PF settlement withdrawals to those who have retired or have been unemployed for at least two months.

2. You can't withdraw PF for daily expenses, hobbies, or travel - If you think you can withdraw PF money to buy a new mobile phone, a car, or go on a trip, you can't do so. PF withdrawals are only allowed for certain essential reasons, as defined in EPFO ​​guidelines.

3. You can't withdraw PF to clear a loan, invest in the stock market, mutual funds, or for other investments - You can't use your PF money to invest in the stock market or mutual funds. You can't withdraw it to clear a loan. This money is kept safe only for special circumstances so you can use it after retirement or in an emergency.

4. You can't withdraw PF money to buy a house or car - Many people think they can use their PF money to buy a house, car, or bike, but EPFO ​​doesn't allow this.

6. PF withdrawals cannot be made to avoid tax. Some people think that filing Form 15G or 15H will prevent TDS from being deducted. However, if you close your PF account before five years and the balance exceeds ₹50,000, TDS will be deducted. Tax is not deducted if you keep the PF account active for at least five years.

7. PERMANENT WITHDRAWALS FOR MARRIAGE OR EDUCATION - There are certain limits and conditions for withdrawing money from the PF. You can withdraw money once for your children's education or marriage, but you cannot withdraw money repeatedly citing these reasons.

8. Withdrawals for medical expenses without documentation - If you wish to withdraw PF for medical treatment, you must provide valid medical documentation. Withdrawals cannot be made solely for medical expenses.

9. You cannot withdraw money after closing your PF account - Some people think that as soon as you leave your job, you can close your PF account and withdraw the money, but this is not the case; unless you remain unemployed for at least 2 months, you cannot withdraw your entire PF balance.