Which is the right option between SIP and PPF, see the difference in investment and return between the two

Which is the right option between SIP and PPF, see the difference in investment and return between the two: In present times, instead of banks, people are choosing such options which can give good returns along with safe investment. Although keeping money in banks was safe earlier and is safe even today, but people are preferring to invest money in Mutual Funds. And for this, people who want to take risk are choosing the option of SIP because they want higher returns. Whereas people who expect a fixed return along with safe investment are choosing the Public Provident Fund Scheme.

However, apart from these two options, there are many other options available in the country. But at present, both these options are quite popular. So let us know how much advantage and disadvantage are there in both these schemes. Let's know in detail... Mutual Fund

Public Provident Fund - Is investment in PPF reliable or not?
Public Provident Fund is a government run scheme! In which a fixed amount can be invested! It is a safe investment! But the interest rate in it is also applicable with a fixed rate! Currently, an interest rate of 7.1 is applicable in it! And the minimum investment in the Public Provident Fund Scheme is Rs 500 and the maximum investment is up to Rs 1.5 lakh annually!

You cannot invest more than this amount in a year! The Public Provident Fund Scheme is not linked to the share market! Therefore, the return on investment in it is also fixed and the investment is also safe! Crores of people invest in this Public Provident Fund Scheme! This is a reliable option!

Systematic Investment Plan - Advantages and disadvantages of SIP
Systematic Investment Plan is an investment option linked to the share market! In which the return can be quite good! But there is no stability! Investment is also quite risky! However, there is no limit on investment in it as compared to Public Provident Fund Scheme!

SIP is quite popular among the youth due to its flexible investment system and high returns! Many big companies in the country are providing Mutual Fund investment facility! Due to direct link with the market, the risk in it is quite high! It is necessary to do a lot of research before investing! Otherwise, you can lose your hard-earned money!

Now the information about SIP and PPF has been given to you above! For those people who want to keep their money safe! Do not want to take any risk! And are satisfied with a fixed return, then Public Provident Fund Scheme is the best option for them!

But for those people who want higher returns and have no qualms in taking risks! Then they can go towards SIP! Even though nowadays big companies claim that SIP has the ability to give a safe and high return! But let me tell you that the return can be higher!

But due to being linked to the stock market, the returns are not stable. There is a risk to money. People usually expect a return of 12%. But this depends on the market situation. However, long term investment in SIP can provide some relief from losses.