Where is your PAN card being used? You can find out in just one minute

Now, in just one minute, find out where your PAN card has been used. Check your entire financial history on CIBIL or any credit bureau's website and stay safe from fraud.

In today's digital age, a PAN card is not only necessary for filing taxes or opening a bank account; it has become a vital document linked to your identity. A PAN card is required for any financial transaction, such as a loan, credit card, or investment. But have you ever wondered where your PAN card is being used? Is someone else taking advantage of it?

Many people share their PAN card information, such as in a form, at a bank, or during online verification. However, if this information falls into the wrong hands, it can be misused. Someone could take out a loan in your name, get a credit card issued, or your name could appear in a fraudulent transaction. Therefore, it is very important to check your PAN card history from time to time.

Find out where your PAN has been used in just one minute.

You don't need to visit an agent or bank. You can get this information in just a few clicks online. To do this, you need to visit the website of a credit bureau, such as CIBIL, Experian, or Equifax. These institutions keep records of all your financial transactions.

Let's learn the process.

Open the website of CIBIL or any credit bureau. There, you'll find the option to check your credit report or free credit score. You'll need to fill in some information—your name, date of birth, address, and, most importantly, your PAN card number. You may have to pay for the report afterward. Some websites also offer a free trial. Once the report is ready, you'll be able to see which loans, credit cards, or other financial accounts are in your name.

What will you find in the report?

The credit report contains information about every loan taken out in your name and every credit card issued. When the loan was taken, how much it is, where the loan or card was issued, how much payment is remaining, and everything else is clearly written. If you see a loan or card that you never took out, understand that someone has misused your PAN card.

What to do if your PAN is being misused?

If you see any suspicious entries in the report, it is important to take immediate action. First, contact the relevant bank or finance company and inform them that you did not take any such loan. If necessary, file an FIR or cybercrime report with the police. Also, inform the Income Tax Department to avoid any further problems.