What does the bank do if billions of rupees suddenly come into your account? When does the police arrest you?

If billions of rupees have come into your bank account by mistake, then what action does the bank take in such a case? Can the police arrest you in this case? Know the whole process.

Whenever God gives, he gives in abundance. This saying proved true recently with a person from Greater Noida, Uttar Pradesh. Suddenly so much money came into his account that it would take months to count it. By mistake, 1 billion 13 lakh 55 thousand crore rupees reached this person's account, which was equal to the GDP of many countries. Before this person could celebrate and withdraw the money.

The bank froze his account. This is not the first time this has happened. Many such incidents have come to light. Where several crores of rupees have been transferred to people's accounts suddenly like this. Does the police arrest the person when money suddenly comes into the bank account like this? Let us tell you what the bank does when this happens.

What does the bank do if billions of rupees come into the account?

If billions of rupees are suddenly transferred to someone's account, then in such a situation, the bank first flags that transaction. That is, the system considers such a transaction suspicious and immediately starts an investigation. Generally, it has been seen that such a huge amount comes due to some technical mistake, system glitch or transfer to the wrong account number.

In such cases, the bank immediately stops withdrawing money from that account and that bank account is frozen. After this, the bank's fraud team or cyber cell investigates that transaction to find out where the money came from and why. If someone tries to withdraw money intentionally or fraudulently, then police action can be taken.

Can the police arrest?

If billions of rupees come into someone's account by mistake and that person tries to spend or withdraw them, then it is considered a crime. In such cases, the police can take action and an arrest can also be made. This is classified as criminal misuse. Even if the money has come by mistake.

But if you know that this money is not yours and still use it, then it is a crime under law. The bank reports such cases to the cyber cell or local police. In many cases, people have had to return the money as well as go to jail. Therefore, it is wise not to touch the money that comes by mistake.