Welfare Schemes: There are not just 1 or 2 welfare schemes in Bihar, here's how you can benefit from them..
All eyes are currently fixed on the political arena in Bihar. Almost all exit polls released for the assembly elections are telling the same story: the NDA alliance led by the Bharatiya Janata Party (BJP) and the Janata Dal (United) appears to be gaining a clear lead. Meanwhile, the Grand Alliance of the Rashtriya Janata Dal (RJD) and the Congress is currently lagging in these projections. There was also speculation about strategist Prashant Kishore's party, "Jan Suraj," which is entering the electoral fray for the first time, but according to polls, he may have to settle for a maximum of two or three seats.
However, it is important to remember that exit polls are only estimates, not final results. It has often been observed that the actual results differ significantly from these projections. The true mandate of Bihar will only be determined by the official results due this evening.
But amidst this election noise and the debate about victory and defeat, the real issue is one that directly impacts our lives. Governments come and go, but what are the schemes that have the power to change the fate of the people of Bihar? We are telling you about the major welfare schemes running in Bihar, which can be directly benefited by the common citizens.
Emphasis on Shaping the Future of Youth
A major focus of the Bihar government has been on educating and empowering the youth of the state. Several schemes are underway to achieve this.
Bihar Student Credit Card Scheme: This scheme is a great support for students dreaming of higher education. If a student wishes to pursue a BA, BSc, BTech, or MBBS after 12th, they are provided with an education loan of up to ₹4 lakh at very low interest rates, guaranteed by the government.
Hostel Facilities: "Other Backward Classes Welfare Hostels" are being run in 38 districts of the state. OBC students living in these hostels not only receive free housing, but also a grant of ₹12,000 per year and 15 kg of free grain (rice and wheat) every month. There is also a similar “Jan-Nayak Karpuri Thakur Kalyan Hostel Scheme,” under which students receive a grant of ₹1,000 per month and grain.
Incentives and Scholarships: Several steps have been taken to encourage academically bright students. Under the “Chief Minister Vidyarthi Protsahan Yojana,” minority students who pass matriculation or intermediate with first division are given incentives. Under the “Chief Minister Ati Pichhda Varg Medhavriti Yojana,” students from the extremely backward classes who secure first division in matriculation are given one-time financial assistance.
Steps Toward Economic Self-Reliance
The government's efforts are not limited to education, but also focus on empowering youth and women to stand on their own feet.
Chief Minister Women Employment Scheme: This scheme is specifically aimed at empowering women to become self-reliant. Under this scheme, eligible women are initially provided financial assistance of ₹10,000 to start their own business. Later, if they wish to establish their own business, they are provided additional financial assistance of up to ₹2 lakh.
Bihar Laghu Udyami Yojana: This scheme is for families who wish to start their own small business. Under this scheme, identified families are provided direct financial assistance of up to ₹2 lakh to create self-employment opportunities.
Unemployment Allowance: For educated youth who are looking for employment, there is the "Chief Minister's Nischay Swayam Sahayata Bhatta Yojana." Unemployed youth between the ages of 20 and 25 are provided a monthly allowance of ₹1,000 for a maximum period of two years during their employment search.
Social Security and Basic Amenities for Every Section
A large portion of welfare schemes focus on providing basic amenities to all sections of society and providing social security to those in need.
Basic Needs: The "Tap Water for Every Home" scheme is providing clean drinking water through pipelines to rural and urban areas of the state. Additionally, the announcement of free electricity up to 125 units per month for all domestic consumers from August 1, 2025, could be a significant relief.
Social Pensions and Assistance: Under the "Lakshmi Bai Social Security Pension Scheme," a monthly pension is provided to all widowed women above 18 years of age with low family income. Similarly, under the "National Family Benefit Scheme," immediate financial assistance is provided to the affected family if the primary earning member dies.
Initiatives for Farmers: To increase the income of fish farmers, the "Renovation of Private Ponds" scheme is being implemented, under which fish farmers can avail themselves of government assistance for expanding or renovating their ponds.
The political picture of Bihar will become clearer by this evening, but these schemes are not the result of a single day. These are ongoing initiatives aimed at making life easier and better for the common man. Regardless of who forms the government, as a conscious citizen, it is both your right and your necessity to be informed about these schemes. You can find detailed information about these schemes and other government initiatives on myScheme.
Disclaimer: This content has been sourced and edited from TV9. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
