Use Diwali Bonus in this way, everyone from family to friends will say- 'What a brain you have used, Guru'

Most people spend the bonus amount on Diwali shopping. But if you show a little smartness, then you can do that work with the bonus amount, which will give you a lot of convenience in the future and everyone will be impressed by your wisdom and say- 'What a brain you have used, Guru'

The festival of Diwali 2024 is about to come. This 5-day festival will start from 29 October with Dhanteras. Diwali will be celebrated on 31 October and 1 November. The employees wait for the bonus from the office before Diwali. Everyone's face brightens as soon as the Diwali bonus comes into the account. Most people spend the bonus amount on Diwali shopping. But if you show a little smartness, then you can do such work with the bonus amount, which will give you a lot of convenience in the future and everyone will be impressed by your intelligence and say - 'What a brain you have used Guru'

Prepayment of loan

If you have taken any kind of loan like a home loan, car loan, personal loan, etc., then you can make a prepayment of the loan with the bonus amount. The prepayment amount reduces your principal amount and this reduces the burden of your EMI considerably. In such a situation, this decision of yours can give great relief.

Downpayment of house

If you are planning to buy a house or any property, then the money received as a bonus can be used for your down payment. Builders come up with many types of offers on Diwali. In such a situation, you can book your house by using this money on Dhanteras.

Investment in FD

If your bonus amount is high, then you can get this money fixed. You will get interest in a fixed deposit and this will increase your amount even more. This money can be useful for your future needs.

Emergency Fund

You can also keep your bonus amount as an emergency fund. A person does not know when difficult times may come upon him, nothing can be said. Therefore, one should always keep an emergency fund with him.

Investment in Gold

If you want, you can also buy gold with this money. By investing in gold, your hobbies will be fulfilled and its value will also increase in the future. Buying gold on Dhanteras is anyway considered auspicious. If you do not want to buy physical gold with this, then you can also choose the option of digital gold.