UPI PIN Tips: UPI PIN can be set even without Debit Card, know the complete process step by step..

UPI Payment: Earlier, no one would have ever thought that a time would come when there would be no need to carry cash for shopping, just keeping your mobile with you would be enough. Today, with the help of the Unified Payment Interface (UPI), you can easily make digital payments. Whether you want to make a small payment of 30 rupees or a big payment of 30 thousand, you can do it from your phone.

Even if you want to send money to someone, this work can be done in seconds from a smartphone. For this, you will just need a registered mobile number or UPI ID.

Can you set UPI PIN even without a debit card?

For every UPI transaction, you have to enter your UPI PIN. Therefore, do not share this PIN with anyone nor write it down anywhere. This is very important from the safety point of view. Even if your phone gets lost or falls into the wrong hands, no one will be able to make a transaction without entering the correct PIN. Most people use debit cards to set UPI PIN, but you can also set it without a debit card (Set UPI PIN Without Debit Card).

How to set UPI PIN with the help of an Aadhaar card?

Very few people know that the National Payments Corporation of India (NPCI) has given two options to set a UPI PIN: one is the debit card method which you know and the other is the Aadhaar card. Today we will tell you how you can set your PIN with the help of an Aadhaar card without a debit card.

To set UPI PIN through Aadhaar, your phone number must be linked to your Aadhaar number. Apart from this, your same mobile number should also be registered with your bank account. That is to say, if you do not have the same mobile number registered in your bank and Aadhaar card, then you will not be able to set UPI PIN with its help.

Step-by-step process to set UPI PIN without a debit card:

Step 1- First of all open the UPI app on your smartphone and then enter your bank details.

Step 2 - Now select the option to set UPI PIN.

Step 3 - By doing this, you will see two options, debit card and Aadhaar OTP. Select the option with Aadhaar from them.

Step 4 - Now enter the first six digits of your Aadhaar number for verification.

Step 5 - You will receive an OTP (One-Time Password) on your registered mobile number, enter it.

Step 6 - After the OTP is verified, you will be asked to create a UPI PIN.

It is important to keep changing the UPI PIN from time to time.

In this way, by following the steps mentioned above, you can easily set your UPI PIN even without a debit card. But remember, it is right to keep changing your UPI PIN from time to time for security. Therefore, if you also frequently use UPI for making payments, then keep changing its PIN from time to time.

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