UPI: How UPI Made India a Global Leader in Digital Payments in 2025..

India has created a stir in the digital world! Unified Payments Interface (UPI) has not only made money transactions easier in the country, but has also shown the whole world that India is now at the forefront of the race of a cashless economy. In the latest report of the International Monetary Fund (IMF), India has been described as the king of fast payments. With more than 18 billion transactions every month, UPI has done wonders that no other country can even imagine.

UPI was launched by the National Payments Corporation of India (NPCI) in 2016. Hardly anyone would have thought then that this system would become a part of every Indian's life so fast. Today, whether it is a tea stall, a grocery store, or online shopping, things cannot go on without UPI. Just one mobile app and all your bank accounts in one place! Whether you want to send money to a friend, pay the vegetable vendor, or pay the electricity bill, UPI has done everything in a jiffy.

According to the latest report of the Press Information Bureau (PIB), UPI has taken India from a cash and card-driven economy to the dazzling world of digital. Small shopkeepers, street vendors, and crores of people now trust UPI. It is cheap, safe, and the fastest.

UPI made a record of 18 billion transactions

In June 2025, UPI did 18.39 billion transactions, whose total value was Rs 24.03 lakh crore! In June last year, this figure was 13.88 billion, that is, a spectacular jump of 32% in a year. These figures are not just numbers, but tell the story of India's digital revolution. Today, UPI handles 85% of the country's digital transactions. Not only this, India's share in global real-time payments is close to 50%. That is, half of the world's digital payments are being made through India's UPI!

491 million people and 65 million merchants are now using UPI. 675 banks are connected to this system, so that anyone can easily make a payment anywhere, through any bank. This is the power of India, which makes UPI the world's largest real-time payment system.

UPI is also popular abroad

UPI's popularity has now crossed India's borders. UPI is providing its services in seven countries - UAE, Singapore, Bhutan, Nepal, Sri Lanka, France, and Mauritius. The special thing is that UPI has also entered Europe through France. Now, Indian tourists or people living there can easily make payments through UPI, without the tension of foreign transactions.

Not only this, India is now trying to make UPI a standard in the BRICS countries. If this dream comes true, remittance will become easier, financial inclusion will be promoted, and India will shine more as a global tech leader. The PIB report says that this will be a new chapter of India's digital power.

Be it a village or a city, people in every corner are making payments through UPI

The foundation of UPI's success lies in steps like the Jan Dhan Yojana. This scheme connected crores of people to the banking system, who had never reached the door of the bank before. As of 9 July 2025, more than 55.83 crore Jan Dhan accounts have been opened. These accounts not only gave people the benefit of government schemes, but also secured their savings.

UPI further accelerated this revolution. Be it a village or a city, people in every corner are now making payments through UPI. Small traders, who were earlier dependent on cash, have now joined the world of digital payments. This is not just a victory of technology, but a story of bringing every section of India into the economic mainstream.

India will show the world its real digital power.

UPI's speed and its trust are rapidly taking India towards a cashless economy. Every month, millions of new people and merchants are adopting UPI. It is not just a payment system, but a symbol of India's digital power. PIB's report says that UPI has won the trust of people because it is fast, easy, and secure. UPI's success is due to years of hard work and huge investments in digital infrastructure.

So the next time you make a payment at a tea stall using UPI, remember - you are not just sending money, but becoming a part of India's digital revolution. UPI will fly even higher, and India will show the world what real digital power is!

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