UPI: Biometrics will also be introduced in UPI payments, transactions will be done without entering PIN number..
There is good news for people who make UPI payments. Now users will be able to make payments through UPI without entering a PIN. National Payments Corporation of India (NPCI) is preparing to bring a biometric update to UPI, after which payments will be done through the users' faces or fingers. However, there will also be an option for PIN. But that will be optional.
According to the Business Standard report, due to the biometric update in UPI, users will not need to enter a PIN to make a payment. He will be able to make payment by applying his face or finger. This facility will prove to be more beneficial for those who have trouble remembering many PINs.
How will it work?
However, there is no clear information about how this feature will work. But if we guess according to the old updates, then it is possible that after the biometric update, when you scan OR, the option of applying biometric, i.e., finger or face, will be available along with the PIN. Users will select it. It will be verified. After that, the payment will be done.
Safety and access to people
With the arrival of the biometric update, it will be easier for less educated people to use UPI. This can increase its service in rural areas. Along with this, people today have many PINs. It is not easy to remember many numbers, from phone passwords to ATM PINs. Therefore, this service can be convenient for all those people who have a lot of PINs. On the other hand, if we talk about safety, then biometric is considered safer because, in this, no one else can make payment from your UPI account. According to the report, biometric data will be kept in an encrypted format, which will make it difficult to access it without the user's permission.
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