Travel insurance: Whether your flight is cancelled or your luggage is lost, you'll get your claim easily..

If you are traveling this New Year, be sure to get travel insurance. The purpose of travel insurance is to protect you from unexpected problems that may arise during your trip. Recently, due to operational challenges, people faced difficulties at several major airports, including Delhi, Mumbai, Pune, Bengaluru, and Hyderabad, due to flight cancellations and delays.

In such difficult situations, travel insurance proves to be very helpful. If you have a comprehensive travel insurance policy, these challenging situations are the best opportunity to understand when and how your coverage can be useful. If your flight is canceled, you miss a connection, you have sudden medical needs, or you face difficulties with hotel bookings, especially when there are such disruptions in airline operations, it becomes very important for you to know how and when to file a claim under your travel insurance policy.

Pre-Travel Preparation
Before embarking on your trip, it is essential to make a list of all the expensive and valuable items you are carrying. Before leaving for your preferred destination, take pictures of all the valuable items and documents you are carrying and keep them safe. Also, make a copy of all your travel documents and leave them with a trusted family member or friend, and carry the original documents with you on your trip.

Ways to Simplify the Travel Claim Experience

Read the Terms and Conditions Carefully
Reading the terms and conditions helps you understand what is and isn't covered in your travel insurance policy. When filing a claim, being familiar with the policy will make it easier to understand the claim's admissibility based on the terms and limitations. Travel insurance coverage includes expenses related to flight cancellations and delays, lost baggage, and medical emergencies.

Medical Emergency
In case of an emergency or accident, inform the insurance company. Keep all medical receipts and reports safe. If the accident was caused by a third party's fault, file a police report to facilitate the claim process.

Loss or theft of belongings
Travel insurance policies provide compensation for lost or stolen belongings. For this, file a written report at the police station and inform the insurance company.

File your claim immediately.
To file a claim, download the claim form from the insurance company's website and submit the duly filled form. Be sure to attach all necessary documents for a smooth claim process.

Disclaimer: This content has been sourced and edited from Amar Ujala. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.