Those who cannot be included in the Pradhan Mantri Jan Dhan Yojana, know these rules.

PM Jan Dhan Yojana: The government has fixed some eligibility criteria for the Pradhan Mantri Jan Dhan Yojana. Let us tell you who cannot be included in it. What are the rules for this.

PM Jan Dhan Yojana: The Government of India runs many types of schemes for the people of the country. People from different sections of the country get the benefit of these schemes. Prime Minister Narendra Modi, while promoting digitization in the country, started the Pradhan Mantri Jan Dhan Yojana in the year 2014 with the aim of opening zero balance accounts for the poor and backward areas of the country.

Under this scheme, accounts of crores of people have been opened so far. The scheme benefits not only the people of rural but also urban areas. But for this, the government has fixed some eligibility criteria. Let us tell you who cannot be included in the Pradhan Mantri Jan Dhan Yojana. What are the rules for this.

These people cannot open an account

Under the Pradhan Mantri Yojana, crores of people in the country have benefited. Zero balance accounts of all those people have been opened. But the government has also set some rules under this scheme. Only those people who come under these rules can open an account in the scheme. To open an account in this scheme, the age of anyone must be 10 years. But the benefit of insurance will be available only to people between 18 years to 59 years.

On the other hand, people who are poor. They will be given priority in this scheme. Whether they are from rural areas or urban areas. Let us tell you that no citizen working in the central government or state government will be able to open an account in this scheme. Retired employees from the central or state government will also not be able to open an account in this scheme. People who pay tax also cannot open an account in the Pradhan Mantri Jan Dhan Yojana.

This is how the account can be opened

To open an account in the Pradhan Mantri Jan Dhan Yojana, you will have to go to your bank and apply. You can apply by going to any branch of your nearest bank. There you will have to get the form of Jan Dhan Yojana. All the information has to be entered in that form. Along with that, a copy of the related documents will also have to be submitted. The manager

can also ask you to show the original documents. Among the documents, you must have Aadhar card, PAN card, identity card, driving license, passport size photo and address proof. After successfully submitting the form, your account will be opened in the scheme.