These benefits are available with credit cards, but most people do not know.

Credit Card Benefits: There was a time when no one used to have money. So people could not buy anything. But now if people do not have money. So people can buy anything using credit card. If we talk about credit card users, then there has been a lot of increase in it in the last few years.

If we talk about the present in India, there are more than 10 crore credit card users. And year after year it is increasing. Credit card users do not know many such things. Which are for their benefit. What are these benefits of credit card. Let us tell you.

Balance Transfer Benefit

When you use a credit card. And make more purchases on it. But you do not have money to pay the bill at that time. In such a situation, you can transfer the balance of one credit card to another credit card. Because some credit cards have low interest rates. You can avoid extra interest by transferring the balance to such a credit card. But let us tell you that by doing this you also have to pay some charge.

Discount on fuel surcharge

Many people do not know that they get discounts on credit cards. Many people waste fuel with credit cards thinking that they will have to pay more money for one thing. But let us tell you that if you fill fuel using credit card, then you get a discount of 1% on fuel surcharge at petrol pumps.

Add-on card for family

If you use a credit card, then you can also take a separate credit card for your family members. For this, you get absolutely free add-on card facility. This card has the same credit limit. And there are many benefits too.

No-cost EMI

Many times people make a lot of purchases through credit cards. They buy a lot of things on it. If you buy a lot of things on credit card. And make big purchases. Then in such a case you do not have to pay interest separately. You get the option of no-cost EMI on credit card.