Tech Tips: Data is over, How to make UPI payment without the internet? Know this trick..

If you are a smartphone user, I can say with confidence that you must be carrying less cash and most of the payments must be made through UPI in your smartphone. Nowadays people are resorting to UPI payment for everything from buying vegetables to paying fares to e-rickshaw drivers. But have you ever thought that if the data on your phone suddenly ends and you do not have cash for payment… then how will you make payment? Can UPI work even without the internet?

Yes, you can use UPI for payment even without the internet. Let us tell you how you can make UPI payments without an internet connection.

How to make UPI payments without the Internet?

The National Payments Corporation of India (NPCI) understands that the people of India are gradually becoming dependent on UPI. That's why it has started a new service, in which a person can make UPI payments even without the Internet. That is, the user can get the benefit of banking services even without internet connectivity. For this, you have to call the official USSD code. This code is *99#. Various banking facilities are provided on this number, which also includes sending and receiving interbank funds. Apart from this, you can also avail services like setting or changing the balance and UPI PIN in the bank account.

Now let us tell you how you can use *99# USSD code to make UPI payments when the internet connection is lost.

How to use UPI offline

1. First of all, call *99#. Keep in mind that your number should be registered with the bank.

2. To select the language, an option to select the correct number will appear on your phone screen. Write the number.

3. Now you will get the option of many banking facilities, such as transferring money, checking balance, transaction, etc.

4. Now if you want to transfer money, type 1 and press Send.

5. Now you can choose the mode by which you want to send the money, such as mobile number, or UPI ID, to a previously saved person or you can choose any other option. After this press Send.

6. If you choose the option of mobile number, then enter the number of the person to whom you want to send the money and after this also tap on Send.

7. Now enter the amount and send it.

8. If you want, you can also add a remark for the payment.

9. Now enter your UPI PIN and complete the transaction.

10. In this way, you can complete your UPI transaction offline as well.

So now you must understand that you can avail of UPI services (UPI offline) even without the internet. For this, you just have to call *99# and follow the instructions. Apart from this, another service of UPI is UPI Lite, through which you can make quick payments without entering PIN.

Disclaimer: This content has been sourced and edited from News 18 hindi. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.