Small investment, big returns; all you need is ₹1,000 to build a capital of lakhs.

There are many investment options available in India. If you save a small amount, you can invest in these schemes and build a capital of lakhs over time.

Best Investment Options India: While trying to find a good source of income, investing your money in the right place is also very important. There are many investment options available in India. If you save a small amount, you can invest in these schemes and build a capital of lakhs over time. With the savings schemes we're going to discuss today, you can start your investment journey with just ₹1,000 per month.

1. Mutual Fund SIP

Market experts believe that mutual fund SIPs can yield returns of up to 12 percent annually. If you're looking to invest small amounts over a long period of time, mutual fund SIPs may be a better option for you. Long-term SIPs can help you accumulate funds worth lakhs of rupees. SIPs are stock market-linked schemes, and stock market investments are subject to risk. Therefore, it's important to seek expert advice before investing in mutual funds.

2. Recurring Deposits at the Post Office

Setting up an RD at the Post Office can be a safe option. If you don't want to take too much risk on your investments, this scheme may be a good fit for you. Under this scheme, you can deposit a fixed amount every month as per your convenience. It offers an interest rate of 6.7 percent, which is a better return than many bank FDs. Under this scheme, your money remains safe and the risk is very low.

3. Invest in the Public Provident Fund (PPF)

The Public Provident Fund (PPF) is considered a good option for such investors. Under the PPF scheme, you can deposit a fixed amount of money every month as per your convenience, which offers a return of 7.1 percent. The PPF scheme has a maturity period of 15 years, which can be extended further. It's a good option for small investors, businessmen, and the working class, offering excellent returns. Furthermore, investments up to ₹1.50 lakh per year are tax-free.

4. Sukanya Samriddhi Yojana (SSY)

If you're considering investing for your daughter's future needs, you can take advantage of the Sukanya Samriddhi Yojana. This scheme offers a return of 8.2 percent. You can start this scheme for a daughter aged 10 or younger. You'll need to invest for 15 years, and the scheme matures at 21. You can invest in this scheme annually, ranging from ₹250 to ₹1.50 lakh.

Disclaimer: (The information provided here is for informational purposes only. It is important to note that investments in the market are subject to market risks. Always seek expert advice before investing as an investor. India Employment News never recommends investment here.)