SIP: Save ₹ 100 every day, and you will get 3 crore 56 lakh, 47 thousand, 261 rupees! Understand the calculation of 10, 20, 30, 40 years.

SIP calculation: Do you also want to increase your investment in the long term? SIP (Systematic Investment Plan) is a way through which you can create a fund of crores by saving less than ₹ 100 daily. Whether you are a salaried class or a professional, SIP investment is a smart and simple way through which you can easily lay the foundation for a strong financial future.

In today's time, SIP has become an excellent investment option. If you regularly save ₹ 100 every day (100 rupees daily saving) and invest it in a mutual fund SIP, then how big a sum you can make in the next 10, 20, 30, and 40 years can be estimated from the SIP Calculator.

If you save ₹100 daily, then at the end of the month you will invest about ₹3000 in SIP. If you get an average return of 12% annually (SIP returns), then in 10 years your fund can be ₹6,97,017. In this, the investment amount will be ₹3,60,000 and the estimated capital gain will be ₹3,37,017.

If you regularly save ₹100 daily and do SIP for 20 years, then by investing ₹7,20,000 you can create a fund of ₹29,97,444. In this, the capital gain will be ₹22,77,444.

By saving ₹100 daily for 30 years and doing SIP, you can create a fund of ₹1,05,89,741 by investing ₹10,80,000. The capital gain in this will be ₹95,09,741.

If you do SIP in the same way for 40 years, then after investing ₹14,40,000, a fund of ₹3,56,47,261 can be created. The estimated capital gain in this will be ₹3,56,47,261.

If you start a monthly SIP of ₹3000 at the age of 20, then at the age of 60 you can create a fund of more than ₹3.5 crore.

In the long term, a good fund can be created by SIP, but there is some risk in it (mutual fund SIP risk). SIPs have benefits such as compounding and rupee cost averaging, but investors should always be aware of the market risks of mutual funds.

(Disclaimer: Smart investing is about making investment decisions based on your income, target and risk profile. There is no guarantee in SIPs, so consult your financial advisor before investing. Here is a return figure based on SIP calculations. Actual figures may vary.)