SIP and FD have become outdated... Know today how these secret methods that give returns of crores work..

Every investment option has its benefits and risks. Instead of limiting yourself to just SIP and FD, choose some other investment options that can help you make good money in the future. There are 5 more investment options that will diversify your portfolio and can help you get better returns.

Good investment options
Everyone is looking for good investment options to become a millionaire. That is why it is said that by investing at the right time and in the right place, you can create a strong fund for your future. But still, whenever it comes to investing, SIP or FD often comes to people's minds because people feel that they can create more funds through these two options.

Best option
Although both SIP and FD options give good profits to investors and are also considered safe. But do you know that apart from these two options, there are many great ways of investing where there are chances of getting good returns? So let's know about some such options.

1. National Pension System

National Pension System (NPS) is a government retirement saving scheme, this scheme can give a secure future along with giving great returns in the long term. In this scheme, investors also get additional tax exemption of up to ₹ 50,000 under Section 80CCD (1B) of the Income Tax Act. By the way, let us tell you that equity and debt are fixed in NPS, due to which better returns can be obtained. Fund management charges are also low in this scheme. By the way, it is for retirement and has a lock-in period.

2. Public Provident Fund

Public Provident Fund (PPF) is also a government-backed long-term savings scheme, which is considered a good option for tax savings along with safe investment. Guaranteed returns are available in this scheme because the interest rate is fixed by the government every quarter. PPF scheme is considered very safe and its lock-in period is 15 years. It can be started through banks and post offices.

3. Sovereign Gold Bonds - SGBs
Sovereign Gold Bonds (SGBs) are a safe government option for investing in gold in digital form instead of physical gold. In this great scheme, along with the increase in the price of gold, the government also gives good interest annually, which is available on a half-yearly basis. However, there is no capital gain tax if kept for 8 years.

4. Real Estate
Real estate i.e. immovable property like land, house, or shop is going to be the best option for investment in today's time. The price of property in the market is also increasing rapidly these days. Investing in it gives regular income from rent and property prices also increase over time. However, it requires a lot of capital, liquidity is low, and there is also maintenance cost.

5. Direct Equity
Direct equity i.e. stock market can also be a good option for investment. Buying shares of companies directly is an option to get fast returns, although the risk remains high in. But if you invest in the right company at the right time then you can get profit. But this investment requires deep research, experience and the ability to take risks.

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.