Short Term Investment: If you want to invest for 1 year then these options will come in handy... know how much return you will get in a year

Financial experts say to include both long-term and short-term investments in your portfolio. In difficult times, you can use the money for short-term investment anytime. For this, you will not need to close those schemes which you have started for a long time for your future. Here know those short-term options of 1 year investment which can be very helpful for you in this matter.

FD
If you want to deposit the amount in a lump sum, then you can choose the option of FD i.e. Fixed Deposit. Despite having many investment options, FD is considered to be a very preferred option. You can get FD done in any bank from 7 days to 10 years. The interest rate also varies according to different periods. At the same time, in the post office also you get the option of FD from 1 year to 5 years, you can choose that too. Before getting an FD, compare the interest rates of banks and post offices, after that get a one-year FD.

Debt Mutual Fund
If you want to invest for one year, then you can also choose the option of a debt mutual fund and invest money in it for 12 months. Whatever you invest in a debt fund, it is invested in a safe place. Usually debt fund has a fixed maturity date. In this too you can get a very good return.

Corporate FD
Many companies raise money from the market for their business and for this, they issue company FD. It works exactly in the same way as bank FD. For this, the company issues the form, which can also be filled out online. The interest rate in corporate FD is higher than in bank FD. However, the risk is slightly higher in the case of corporate FD as compared to bank FD. However, the risk is less in FDs of strong and highly rated companies. Generally, the maturity period of corporate FDs is from 1 to 5 years. You can choose any period at your convenience. Companies with high ratings offer interest up to 9.25% - 10.75% on corporate FDs of all periods.

Recurring Deposit
If you want to invest a little money every month, then you can choose the option of a recurring deposit. This scheme is like a piggy bank, in which you have to deposit a fixed amount every month. On maturity, you get the total amount including interest. In RD also, you can choose the option of different periods from 1 year. You will get the facility of RD in all banks. Compare the interest rate on RD in all banks and invest money wherever you get higher interest. You also get the option of RD in the post office, but there its duration is 5 years.

SIP
If you want, you can also start SIP in the market for the short term. In this also you can deposit a fixed amount every month according to your budget and you can stop this SIP whenever you want and use your money. SIP can give better returns than many schemes. Generally, experts consider its average return to be 12 percent. But due to being market-linked, there is a risk in it, so the return cannot be guaranteed.