SBI: If you invest ₹500,000 in an SBI fixed deposit, how much will you get back after 10 years, guaranteed? Here's the complete calculation..

SBI Bank FD Calculation: Today, millions of Indians invest in the stock market. However, this involves risk. Your money in the stock market can multiply many times over, or its value can drop to zero. Therefore, many people still invest in bank fixed deposits (FDs). Although the returns are lower, your investment remains safe.

If you invest ₹5 lakh in a State Bank of India (SBI) FD, let's try to understand how much you will get after 10 years through a calculation.

How much will you get after 10 years if you invest ₹5 lakh in an SBI FD?
You can invest in an SBI FD for a straight 10 years, or you can invest in installments. The Reserve Bank of India (RBI) revised its FD rates on December 15, 2025. According to the new FD rates, the interest rate for FDs of 5 to 10 years is 6.05%. For senior citizens, the rate for the same period is 7.05%.

Let's see how much return you will get if you invest ₹5 lakh for 10 years. We have calculated this using the SBI Bank FD Calculator.

If you invest ₹5 lakh in an SBI Bank FD for 10 years, you will have a fund of ₹8,99,657 after 10 years. This includes ₹3,99,657 in interest and the ₹5 lakh principal amount.

How much return will you get on a 3-year investment?

If you invest for 3 years, the SBI FD offers a return of 6.30% for that period. If you invest ₹5 lakh for 3 years, your ₹5 lakh will grow to ₹6,00,579 after 3 years. This includes ₹1,00,579 in interest and the ₹5 lakh principal amount.

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