SBI Amrit Kalash: How Much Interest Will You Earn on a 400-Day FD? Check the Calculation

Are you looking for a safe and high-return investment? The SBI Amrit Kalash Fixed Deposit (FD) Scheme could be an excellent choice. This special FD scheme is available until March 31, 2025, and offers attractive interest rates for a 400-day tenure.

SBI Amrit Kalash FD – Interest Rates & Benefits

🔹 General Investors: Earn 7.10% annual interest
🔹 Senior Citizens: Enjoy a higher interest rate of 7.60% per annum
🔹 Tenure: 400 days
🔹 Safe & Stable Returns: Ideal for risk-free savings

How Much Interest Will You Earn?

Here’s a simple calculation based on different investment amounts:

Investment Amount	General Investors (7.10%)	Senior Citizens (7.60%)
₹1,00,000	₹7,100 (Total Interest)	₹7,600 (Total Interest)
₹10,00,000	₹5,916 per month	₹6,333 per month
₹50,00,000	₹29,583 per month	₹31,667 per month

(Note: Final payout may vary based on tax deductions and compounding frequency.)

Key Features of SBI Amrit Kalash FD

✅ Flexible Interest Payouts – Choose monthly, quarterly, or half-yearly interest payment options.
✅ TDS Deduction – Interest earnings are subject to Tax Deducted at Source (TDS) as per IT rules.
✅ Easy Investment Process – You can invest via SBI YONO app or by visiting an SBI branch.
✅ Final Deadline – March 31, 2025, is the last date to invest in this scheme.

How to Invest in SBI Amrit Kalash FD?

1️⃣ Visit your nearest SBI branch or log in to the SBI YONO app.
2️⃣ Select the Amrit Kalash FD Scheme and enter your investment amount.
3️⃣ Choose your interest payout option (monthly, quarterly, half-yearly, or on maturity).
4️⃣ Submit the required documents and complete the process.

Final Thoughts

The SBI Amrit Kalash FD is an excellent option for those looking for secure investments with good returns. Since the deadline is March 31, 2025, investors should act fast to take advantage of the high-interest rates.

📢 For the latest updates, visit SBI’s official website or contact your nearest branch.