Salary Account Tips: Salary account holders get these facilities, 90 percent of people are unaware..
A salary account is an account that is opened by the company. In this, your salary is credited every month. A salary account can also be called a kind of savings account, in this, you are given facilities like a checkbook, ATM, net banking, credit card, etc.
But still, it is a little different from the General Savings Account. You get many such benefits in salary accounts, which are not available in normal savings accounts. In today's news, we are going to tell you about the benefits of a salary account. Let us know.
These special facilities are available on the salary account
Zero balance facility-
People get a zero balance facility on their salary account. If there is zero balance in your account for three months, the bank does not impose any penalty on you. Whereas in a normal savings account it is necessary to maintain a minimum balance. If you do not do so, you will have to pay a penalty.
Free transactions from ATM-
Many banks provide free ATM transaction facilities on salary accounts. This includes the names of banks like SBI, ICICI Bank, Axis Bank, HDFC Bank etc. In such a situation, you do not need to worry about how many times you have done ATM transactions in a month. Additionally, there is no annual charge on salary account ATMs.
Loan facility-
You can easily get loans like personal loans, car loans home loans, etc. on a salary account because with such loans, the risk to the bank is less. The salary account and statement are the authentic documents of your salary. For this, the work of verification of documents is also done easily.
Wealth Salary Account-
If you have a lot of money then you can also open a wealth salary account. In this type of account, the bank also gives you a dedicated wealth manager, who takes care of all your work related to the bank.
Discount on locker charges-
Many banks give locker charge waivers on salary accounts. If we talk about SBI, then there is a discount of up to 25 percent in locker charges on the bank salary account, but if your bank comes to know that the salary has not been in your account for some time, then all the facilities given to you are withdrawn. Are. In this case, your bank account is continued like a normal savings account.
Other facilities-
You get a free chequebook, passbook, and net banking facility on your salary account. Along with this, no charge is taken for SMS for salary credit.
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