Sahara Refund Reopened: Investors Can Reapply for Refund – Check Eligibility, Process, and Deadline

If you had invested in any of the cooperative societies run by the Sahara Group and your refund claim was either rejected or left unpaid after applying through the government’s online refund portal launched in July 2023, here's some good news. The Central Registrar of Cooperative Societies (CRCS) under the Ministry of Cooperation has reopened the refund application process, giving investors another opportunity to claim their money.

Who Can Apply for a Sahara Refund Again?

The reapplication window is especially for depositors who:

• Had applied for a refund between July and August 2023 via the CRCS Sahara Refund Portal

• Faced rejection of their refund claim

• Did not receive the approved refund amount due to technical reasons or verification issues

The Ministry has stated that applicants falling into the above categories can now resubmit their claims on the portal.

What Is the Sahara Refund Portal?

In July 2023, the Government of India launched the CRCS Sahara Refund Portal, allowing over 10 crore investors who had deposited money in Sahara's four cooperative societies to claim their refunds. These societies include:

1. Sahara Credit Cooperative Society Ltd.

2. Saharayan Universal Multipurpose Society Ltd.

3. Humara India Credit Cooperative Society Ltd.

4. Stars Multipurpose Cooperative Society Ltd.

What’s New in the Reopened Process?

This time, the portal is not open for new claimants, but only for those whose claims were:

• Rejected previously

• Approved but left unpaid

Investors can log in to the portal using their Aadhaar-linked mobile number and re-upload necessary documents, such as:

• Deposit certificate/passbook

• Aadhaar card

• PAN card (if applicable)

• Bank account details

Key Benefits for Claimants

• Second chance for eligible investors to recover their deposited money

• Simplified verification process based on updated information

• Direct transfer of funds to the bank account of the applicant (if approved)

Step-by-Step Process to Reapply

1. Visit the official Sahara Refund Portal: https://mocrefund.crcs.gov.in

2. Login with your Aadhaar-linked mobile number

3. Check your previous claim status

4. Re-upload updated or corrected documents if your claim was rejected or pending

5. Submit the form and download the acknowledgment

Documents Required

Make sure to have the following documents handy:

• Aadhaar Card

• PAN Card (if deposit exceeds ₹50,000)

• Original deposit receipts/passbooks

• Active bank account details (linked with Aadhaar)

Deadline to Apply

While the ministry has not officially announced a hard deadline for reapplication, applicants are advised to submit their reclaims as early as possible, ideally within July or August 2025, to avoid any further delay or missing out.

How Much Refund Can You Get?

In the initial phase launched in 2023, the government had promised to refund up to ₹10,000 per eligible depositor. However, the total amount refunded will depend on the available funds, deposit proof, and validity of claims. Higher refunds may be processed in subsequent phases based on court directives and recovered assets.

Final Thoughts

If your claim under the Sahara refund scheme was left unresolved last year, this reopened window is your chance to rectify the error and recover your hard-earned money. Be sure to check your earlier application status, re-submit necessary documents, and stay alert for any SMS or email communication from the Ministry.