RBI Update: RBI launches new initiative, you can get back the money from your forgotten account..

If your bank account has not been used for two years or more, it becomes inoperative. Many people believe that withdrawing money from that account is difficult or impossible. However, this is not true. You can easily recover it if you wish.

RBI Launches Special Campaign
The Reserve Bank of India (RBI) has taken a major step to help people across the country. Between October and December 2025, the RBI will organize Unclaimed Assets Camps in every district, where people will be able to apply to get their old, closed, or inactive bank accounts back.

Where Does the Money Go?
If a bank account is inactive for two to ten years, it is considered an inoperative account. If there are no transactions in that account for even 10 years, the bank transfers the money to the RBI's DEA Fund. This fund was created on May 24, 2014, to preserve records of such funds. The good news is that the account holder or their legal heirs can claim this money back at any time, even if it has gone into the DEA Fund.

Easy Ways to Get Your Money Back
If you want to withdraw money from your inactive or old bank account, follow these steps:
Go to any bank branch, not necessarily your old branch.
Fill out a form there and attach your KYC documents (such as your Aadhaar card, passport, voter ID, or driving license).
The bank will verify your documents.
Once the verification is complete, your money will be returned to your account along with interest.

RBI Camps Can Also Help
If you wish, you can also claim your money by going to the RBI's Unclaimed Assets Camp (October to December 2025). Bank officials will assist you at these camps, and the process can be completed there.

Disclaimer: This content has been sourced and edited from TV9. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.