Property Documents: Before buying a property, check these 11 documents once, there will be no hassle of court later..

Property knowledge: Buying a property often involves spending your entire life's earnings. Therefore, you need to be extremely careful while buying a property (property buying rules). A little carelessness can sink your entire earnings. After this, you will be left with nothing but regret. Therefore, before buying a property (property news), take a look at these 11 important documents, otherwise your whole life will be spent in court cases. Let's know what these 11 important documents are.

1. Property title: Whenever you buy a property, first of all, check the verification of the title of the seller of the property i.e. the property title and ownership rights.

2. Check the channel document: The channel document of the property shows who has sold the property to whom before. In a property deal, everyone's opinion is made. This document is the history of the property, so it is important to check who got this property from where.

3. Encumbrance Certificate: This certificate is important because it shows whether there is any loan outstanding on the property or whether the property has been mortgaged. If there is any penalty or tax due, it will also be known from this certificate. If you want more information about all these, then you can go to the Registrar's office and fill out the form and get information about the concerned property.

4. Occupancy Certificate: This certificate must be taken while purchasing property from any builder. If any builder or developer refuses to give it, legal action can be taken against him.

5. Possession Letter: This is the most important document of any property. The developer issues the possession letter to the buyer. It contains other details including the date of possession of the property. The bank demands the original copy of this document for a home loan on the property. Also keep in mind that without OC (Occupancy Certificate), the possession letter alone is not enough for possession of the property (property possession rules).

6. Property mortgage papers: If the property is mortgaged somewhere, it means that the loan is outstanding. You should take the property only when the loan (loan on the property) is cleared. For this, you can check the property mortgage papers.

7. Tax payment status: Tax (property tax rules) being pending on any property can create problems for the buyer. Not paying tax also attracts a separate fee on the property. The property buyer can go to the municipal authority and check whether the property seller (property selling tips) has paid the property tax in full or not.

8. Car allotment letter: While buying property, check the utility bill, this is the letter for car parking so that you do not have any problem regarding car parking in the future.

9. NOC from Resident Welfare: If you are buying property through a property dealer, then definitely check whether the property dealer has received NOC from Resident Welfare or not.

10. Registration in RERA: The property buyer must check whether the project in which he is buying a house or property is registered under RERA i.e. Real Estate Regulatory Authority or not. According to the RERA Act, 2016, builders and developers have to get their project registered in RERA.

11. Land CLU or conversion: If you are buying agricultural land, then definitely consider its conversion. This is also called change of land use (land conversion) or CLU. Conversion of property for non-agricultural use is very important, because in many states there is a legal system that agricultural land is not given to those who are not farmers. Therefore, the buyer must take care of CLU. Apart from this, the person buying land (property buying tips) should also check the master plan of the place.