Pradhan Mantri Kisan Samman Nidhi Yojana: ₹6,000 will be deposited directly into your bank account, here's how to apply
Government Scheme Offering Direct Annual Financial Support to Farmers
To strengthen the agricultural sector and improve the financial security of farmers, the Government of India has introduced several welfare initiatives. Among the most impactful is the Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan), which provides direct annual income support to small and medium farmers.
Launched to ease the financial burden of cultivators, the scheme ensures that registered farmers receive ₹6,000 every year directly into their bank accounts. This amount, given in three installments of ₹2,000 each every four months, helps farmers purchase seeds, fertilizers, equipment, and other essentials for farming. Additionally, the support also assists families in meeting household expenses.
Objective of the Scheme
The core purpose of PM-Kisan is to provide steady financial support to farmers so they can maintain agricultural productivity without falling into debt. By ensuring a minimum level of income, the scheme also contributes to food security, rural stability, and the overall growth of the agricultural economy.
Benefits of PM Kisan Samman Nidhi Yojana
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Every eligible farmer family receives ₹6,000 annually.
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The money is transferred directly into the farmer’s bank account through Direct Benefit Transfer (DBT).
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Payments are made in three equal installments of ₹2,000 each, ensuring regular cash flow every four months.
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The scheme is targeted towards small and marginal farmers, who are most vulnerable to financial stress.
Who Can Apply?
Eligible Applicants
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All small and medium farmer families holding cultivable land are entitled to benefits under PM-Kisan.
Ineligible Categories
Not all individuals can claim benefits under the scheme. The following are excluded:
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Large landowners
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Former and current MPs, MLAs, Mayors, and District Panchayat Chairpersons
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Government employees (except Class IV or Group D staff)
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Retired individuals drawing pensions above ₹10,000 per month
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Income tax payers
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Professionals such as doctors, engineers, lawyers, architects, and chartered accountants who are engaged in regular practice
How to Apply for PM-Kisan Yojana
Farmers who wish to enroll can apply online through Common Service Centres (CSCs). The process is straightforward:
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Visit the nearest CSC centre with the required documents.
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Provide Aadhaar card, land ownership papers, and bank passbook to the operator.
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The CSC operator (Village Level Entrepreneur – VLE) will enter the farmer’s Aadhaar, bank, and land details into the system.
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Land details such as survey or khasra number and area will be recorded.
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Necessary documents will be uploaded into the portal.
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Farmers must sign and submit a self-declaration form.
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Once the application form is saved, the CSC operator will process it using their official CSC ID.
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Farmers can later check the beneficiary status using their Aadhaar number on the official portal.
Required Documents for Application
Applicants must carry the following documents when applying:
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Aadhaar card
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Land ownership documents
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Savings bank account details (passbook)
Why PM-Kisan is Important
The PM Kisan Samman Nidhi Yojana has emerged as a major support system for millions of farming households. By directly crediting funds into bank accounts, it ensures transparency and eliminates middlemen. The financial aid allows farmers to invest in farming essentials on time and avoid dependence on high-interest loans from informal sources.
In addition to easing financial stress, the scheme promotes dignity and security among farmers. It reflects the government’s commitment to strengthening rural India and ensuring the welfare of those who provide food security to the nation.
Final Word
With its direct income support, the PM-Kisan scheme not only improves the financial stability of farmers but also contributes to the overall growth of the agricultural economy. Farmers who have not yet applied should complete their registration to benefit from this scheme and secure consistent support for their families.
