Post Office Scheme: You can get Rs 65 lakh from interest alone, this government scheme is amazing...

The special feature of post office schemes is that they offer good interest rates, and many come with tax exemptions. If you invest in these schemes with proper planning, you can accumulate a substantial amount by retirement and receive regular quarterly pension-like income.

One such scheme is the PPF (Public Provident Fund) operated by the post office. It is risk-free, meaning your investment is completely safe. The interest rate in these schemes is fixed quarterly and may change from time to time.

PPF: The Wonder of Long Term
PPF (Public Provident Fund) is a long-term scheme with a maturity period of 15 years. The government offers an interest rate of approximately 7.1% on this scheme, which is tax-free every year. You can invest up to ₹1.5 lakh annually in PPF, and this investment is also eligible for income tax deduction under Section 80C.

If you wish, you can invest annually by saving Rs 12,500 per month or approximately Rs 416 per day. If you continue this investment for a long period, you will accumulate a substantial amount at the time of retirement.

How can you earn crores by investing in PPF?
If you invest Rs 1.5 lakh per year in PPF for 15 years, you will receive approximately Rs 41.35 lakh at maturity. Your total investment will be Rs 22.50 lakh, and the remaining amount will be earned as interest. If the investment period is extended to 20 years, the amount reaches approximately Rs 67.69 lakh, which includes a total investment of Rs 30 lakh and interest income of Rs 37.69 lakh.

And if you invest continuously for 25 years, your corpus can reach Rs 1.03 crore, with a total investment of Rs 37.5 lakh and interest income of Rs 65.5 lakh. This plan can make even small investments grow over the long term.

Big profits from small savings
The most important thing is that you don't need to invest a large amount. You can reap significant benefits from this plan even with small savings. This plan is especially beneficial for those who are risk-averse and want a stable, reliable income.

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