Post Office Scheme: These 3 schemes of Post Office help you arrange money in difficult times..
Post Office Jan Suraksha Schemes: Many types of schemes are run for the common people in the post office. Out of these, there are 3 schemes which help people in difficult times. Through these schemes, money can be easily arranged for you and the family in difficult times. These are called the Jan Suraksha Scheme. In these schemes, you have to invest so little that it does not feel like any kind of burden on your pocket. Know about these schemes here.
Pradhan Mantri Jeevan Jyoti Bima Yojana
Ensure financial security for your loved one axis Max Life Insurance.
This is a term insurance plan that provides financial help to your family in your absence. Under this scheme, in case of the death of the insured, his family is given financial help of up to 2 lakhs. This help can fulfill many needs of the family in difficult times. If a person wants to take advantage of this scheme of government, then he has to buy this plan by paying only 436 rupees annually. 436/12=36.3 i.e. if a person saves even about 36 rupees every month, then he can easily pay its annual premium. Any person between 18 to 50 years old can buy this insurance plan.
Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana can especially benefit those people who are financially weak and cannot pay the premiums of private insurance companies. Suraksha Bima Yojana, launched in the year 2015, provides insurance cover of up to 2 lakhs in case of an accident. The annual premium for this scheme is only 20 rupees. This is such an amount that even the poor people can easily pay. If the insured person dies during the accident, the insurance amount is given to his nominee. On the other hand, if the policyholder becomes disabled, then he gets help of Rs 1 lakh under the rules. The benefit of this scheme can be availed from the age of 18 years to 70 years. If the age of the beneficiary is 70 years or more, then the Pradhan Mantri Suraksha Bima Yojana will be terminated.
Atal Pension Scheme
If you also want to arrange regular income for your old age, then you can invest in the government's Atal Pension Yojana (APY). Through this scheme of the Government of India, a monthly pension of up to Rs 5,000 can be obtained. However, how much pension you will get depends on your investment. Any Indian citizen who is not a taxpayer and whose age is between 18 years to 40 years, can contribute to this scheme of the government.
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