Post Office Scheme: Citizens between 19 years to 35 years can easily invest

Make a small investment in Post Office Gram Suraksha Yojana and get big returns. Know how you can make your future financially secure by saving just ₹ 50 daily.

Under the Post Office Scheme, there is a scheme that gives an opportunity to create a big fund for small investors. At present, every person looks for a better investment option to secure his future. If you also want a guarantee of good returns without risk, then this scheme of the post office can be the solution to all your worries.

The Post Office Scheme has been specially designed keeping in mind the people of the village. It is called Gram Suraksha Yojana. In this scheme, investment can be started with a minimum amount of just Rs 50 and a return of up to Rs 35 lakh can be obtained at the end of the time.

Post Office Scheme

The Gram Suraksha Yojana was started by the government with the aim of economic empowerment of the people of the village. Under this scheme, investors can deposit the amount at their convenience on a monthly, quarterly, half-yearly, or yearly basis. The special thing is that it gives an opportunity to invest without any risk.

If you deposit Rs 50 daily in this scheme, then Rs 1500 is invested in a month and Rs 18,000 in a year. In this way, if you start at the age of 19, then in a period of 20 years your total deposit amount will be Rs 6,48,000. In return, you can get an amount of Rs 30 lakh to Rs 35 lakh on maturity.

Eligibility and duration of the scheme

The government has fixed some eligibility criteria to invest in Gram Suraksha Yojana. To avail the benefits of this scheme, your age should be between 19 years to 35 years. For the maturity period, investors are given three options (10 years, 15 years and 20 years). Investors can choose any one of these options according to their needs and convenience.

Premium payment of the scheme

The process of investing in Gram Suraksha Yojana is very easy. Investors can deposit the amount on monthly, quarterly, half-yearly or yearly basis. The minimum amount of investment in the scheme is just Rs 50 per day.

Daily investment: Rs 50

Monthly investment: Rs 1500

Annual investment: Rs 18,000

How will the fund of 35 lakhs be deposited?

If you join this scheme at the age of 19 and invest Rs 50 daily, then your total deposit amount will be Rs 6,48,000 in a period of 20 years. On this amount, you will get a return of Rs 30 lakh to Rs 35 lakh based on the fixed interest rate. This scheme not only provides security but also assures to create a big fund in the long term.

To avail the benefits of Gram Suraksha Yojana, you have to submit some necessary documents. These mainly include Aadhar card, PAN card, and age certificate. Apart from this, the investor has to complete the process of opening an account in the post office.

(FAQs)

Q1: Who can invest in this scheme?

People from 19 years to 35 years can invest in this scheme.

Q2: What is the minimum investment amount in this scheme?

The minimum investment amount is Rs 50 per day.

Q3: What is the maturity period of the scheme?

The maturity period is available in 10, 15 and 20 year options.

Q4: How much return will you get?

On an investment of 20 years, you can get a return of Rs 30 lakh to Rs 35 lakh.

Q5: What documents are required to invest?

Documents like Aadhar card, PAN card, and age certificate are required for investment.

This scheme of post office is a great way to provide financial stability and future security to the people of villages and small towns.

Disclaimer: This content has been sourced and edited from nebio. While we have made modifications for clarity and presentation.