PNB Account Holders Alert! Update Your KYC by August 8 or Face Account Block

If you have a savings or current account with Punjab National Bank (PNB), there’s an important update you can’t afford to miss. The bank has issued a deadline of August 8, 2025 for customers to complete their KYC (Know Your Customer) process. Failure to do so may result in account restrictions or even a complete block on transactions.

🔔 Why This Matters?

As per RBI guidelines, all banks are required to periodically update customer KYC to curb:

• Financial fraud

• Identity theft

• Money laundering

PNB has informed that customers whose KYC was due by June 30, 2025, must complete the update before August 8 to avoid disruptions in banking services.

📑 Who Needs to Update KYC?

This requirement only applies to those customers whose KYC is pending as per PNB records. If your KYC is already updated, no action is needed.

📋 Documents Required for KYC

To complete your KYC, you may need to submit the following:

• Identity Proof (Aadhaar, PAN, Passport, etc.)

• Address Proof (Utility bill, Voter ID, Aadhaar, etc.)

• Recent passport-sized photograph

• PAN card/Form 60

• Income certificate (if applicable)

• Registered mobile number

You can submit these documents at your nearest PNB branch or do it online through the official website or app.

💻 How to Update KYC Online

You don’t need to visit the bank physically—PNB also offers online KYC update, provided you follow the official steps securely:

✅ Step-by-step Online KYC Process:

1. Login to the official PNB website or PNB One mobile app.

2. Enter your User ID and password (or mobile-linked credentials).

3. Go to “Update KYC” or “e-KYC” option.

4. Fill in/update necessary details.

5. Upload scanned copies of the required documents.

6. Enter the OTP received on your Aadhaar-linked mobile number.

7. Submit the form.

You’ll receive a service request number, and an update will be shared via SMS or email.

🕒 Online KYC is usually processed within 24 hours, while offline methods may take up to 7 days.

🔐 Why is KYC So Important?

KYC is a mandatory compliance requirement under RBI, SEBI, and other financial regulators. It helps:

• Prevent fraudulent activities

• Protect against identity theft

• Enhance transparency

• Ensure financial safety

Without KYC, your bank account becomes vulnerable to legal issues, blocked services, and even closure.

🛑 Avoid Cyber Frauds – Use Only Official Sources

Never share your KYC information or upload documents on unknown links or unofficial platforms. If you're updating KYC online, ensure the website URL starts with https:// and ends with .gov.in or official bank domains.

📞 Need Help?

For any confusion or queries:

• Visit your nearest PNB branch.

• Call PNB customer care at 1800 180 2222 / 1800 103 2222

• Email support at care@pnb.co.in

✅ Final Reminder

If you’re a PNB customer with pending KYC, update it before August 8, 2025 to avoid:

• Blocked transactions

• Inactive accounts

• Financial inconvenience

Stay compliant, stay secure!