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PMMVY 2025: How First-Time Mothers Can Get ₹5,000, and Whether the Benefit Applies to the Second Child

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Pregnancy and childbirth bring happiness to families, but they also come with significant medical and nutritional expenses—especially for women from rural areas and economically weaker sections. To reduce this financial burden and promote safe motherhood, the Government of India runs the Pradhan Mantri Matru Vandana Yojana (PMMVY). Under this scheme, eligible women receive direct financial assistance during pregnancy and after childbirth.

Here is a complete and easy-to-understand guide to PMMVY 2025, explaining who is eligible, how first-time mothers can receive ₹5,000, whether benefits are available for the second child, and how to apply online or offline.

What Is Pradhan Mantri Matru Vandana Yojana (PMMVY)?

PMMVY is a maternity benefit scheme launched by the central government to support pregnant and lactating women. The primary objective is to ensure proper nutrition, timely medical check-ups, and financial stability during pregnancy.

Under this scheme, the government provides ₹5,000 in financial assistance to women who are becoming mothers for the first time. The amount is transferred directly to the beneficiary’s bank or post office account to maintain transparency and prevent misuse.

Who Is Eligible for PMMVY 2025?

The scheme is mainly designed for first-time mothers. To be eligible, the woman must meet the following conditions:

  • The first pregnancy should be on or after January 1, 2017

  • The woman must be at least 19 years old

  • The application must be submitted within 270 days of delivery

  • The beneficiary should not be receiving similar maternity benefits from any other government scheme

Priority is given to women belonging to specific categories, including:

  • SC/ST communities

  • Women with disabilities

  • Below Poverty Line (BPL) families

  • Ayushman Bharat beneficiaries

  • E-Shram card holders

  • PM-Kisan beneficiaries

How and When Is the ₹5,000 Paid?

The PMMVY amount is released in three installments, encouraging regular medical check-ups and institutional care.

  • First Installment – ₹1,000
    Paid after early pregnancy registration at a recognized health center.

  • Second Installment – ₹2,000
    Released after completing at least one antenatal check-up (ANM visit) and six months of pregnancy.

  • Third Installment – ₹2,000
    Given after childbirth registration and completion of the child’s first vaccination cycle.

This structured payment system ensures continuous healthcare monitoring throughout pregnancy and early childcare.

Is PMMVY Benefit Available for the Second Child?

Yes, but with an important condition. If the second child is a girl, the mother may receive additional financial support of up to ₹6,000. This provision aims to promote the welfare of girl children and reduce the financial burden on families.

All payments under PMMVY are made through Direct Benefit Transfer (DBT) to the woman’s account, ensuring speed and transparency.

Documents Required for PMMVY Application

To apply for the scheme, the following documents are generally required:

  • Aadhaar card

  • Bank or post office account details

  • MCP (Mother and Child Protection) card

  • Pregnancy and delivery registration documents

How to Apply for PMMVY 2025?

The government has made the application process simple and accessible, even for women in remote villages.

Online Application Process:

  1. Visit the official website: pmmvy.wcd.gov.in

  2. Register using Aadhaar details

  3. Upload required documents

  4. Submit the application online

Offline Application Process:

Women can also apply by visiting their nearest Anganwadi Centre or government health facility.

  • Form 1A for the first installment

  • Form 1B for the second installment

  • Form 1C for the third installment

Anganwadi workers assist applicants in filling and submitting these forms.

Why PMMVY Is Important

PMMVY is more than just financial aid—it is a support system that promotes safe pregnancy, institutional delivery, and child health. By reducing economic stress, the scheme empowers women to focus on their health and their child’s well-being.

In 2025, PMMVY continues to play a crucial role in strengthening maternal healthcare and ensuring that no woman is forced to compromise on nutrition or medical care due to financial constraints.

In short, PMMVY is a strong step toward safer motherhood and a healthier future for India’s families.