PM Modi @75: 11 Landmark Schemes That Transformed Lives of Millions in India
New Delhi, September 17, 2025: Prime Minister Narendra Modi turns 75 today, and the entire nation is celebrating his leadership and achievements. Over the past 11 years in power, the Modi government has introduced several pathbreaking schemes that have not only shaped India’s development story but also improved the lives of ordinary citizens. From women’s welfare to farmers’ income support, from housing to healthcare, these initiatives have been nothing short of a blessing for millions.
A Decade of Transformational Governance
When Modi assumed office in 2014, he promised inclusive growth and direct benefits for the underprivileged. Since then, his government has rolled out numerous programs that cut across age groups, income levels, and social classes. These schemes focused on financial inclusion, affordable healthcare, women empowerment, housing, and livelihood opportunities.
Here’s a look at 11 flagship initiatives that have become game-changers for India’s common people:
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
Launched in 2014, this program revolutionized financial inclusion by allowing the poorest citizens to open zero-balance bank accounts. Today, over 55 crore Jan Dhan accounts have been opened, ensuring direct transfer of government benefits without middlemen.
2. PM-Kisan Samman Nidhi Yojana
Introduced in 2019, this scheme provides ₹6,000 annually to eligible farmers, directly credited into their bank accounts. Nearly 10 crore farmers benefit from this steady financial support, strengthening rural incomes.
3. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana
Touted as the world’s largest healthcare program, it offers ₹5 lakh cashless treatment per family at private and government hospitals. Special provisions like the Ayushman Vay Vandana Card extend free healthcare to senior citizens above 70.
4. Pradhan Mantri Awas Yojana (PMAY)
This housing scheme fulfills the dream of owning a home. Rural households receive up to ₹1.3 lakh, while urban beneficiaries can get ₹2.5 lakh assistance. Subsidies on home loan interest have further made housing affordable for millions.
5. Pradhan Mantri Matru Vandana Yojana
Focused on maternal health, this program supports pregnant and lactating women with financial aid. Mothers receive ₹5,000 for their first child, and in case of a second daughter’s birth, an additional ₹6,000 is granted.
6. Pradhan Mantri Ujjwala Yojana (PMUY)
Launched in 2016, this initiative freed women from the dangers of smoky kitchens by providing free LPG connections. Nearly 13 crore households now benefit from cleaner cooking fuel, with subsidized refills making it sustainable.
7. Pradhan Mantri Mudra Yojana (PMMY)
Since 2015, this scheme has boosted self-employment by offering collateral-free loans ranging from ₹50,000 to ₹20 lakh. It has helped millions of small businesses and entrepreneurs expand their ventures.
8. PM Surya Ghar Muft Bijli Yojana
Designed to promote solar energy, this scheme offers a subsidy of ₹78,000 for rooftop solar installations. Families can significantly reduce electricity bills and even enjoy free power generation each month.
9. Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi (PM-SVANidhi)
Launched during the COVID-19 pandemic, this initiative extended collateral-free loans of up to ₹50,000 to street vendors and hawkers, helping them rebuild livelihoods in tough times.
10. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
A life insurance scheme designed for low-income groups, it offers ₹2 lakh coverage at an annual premium of just ₹436. It made life insurance accessible to those who never dreamed of affording it.
11. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
For just ₹20 per year, citizens get accidental insurance coverage worth ₹2 lakh. This plan ensures financial security for millions in case of unforeseen mishaps.
A Vision That Touched Every Household
From bank accounts to hospital care, from gas cylinders to rooftop solar panels, PM Modi’s welfare schemes have impacted nearly every Indian household. They have reduced poverty, empowered women, supported farmers, and brought social security to vulnerable groups.
As Prime Minister Modi celebrates his 75th birthday, these 11 flagship initiatives stand as a testament to his government’s commitment to inclusive growth and people-centric governance.
