PM-Kisan 20th Installment Not Credited? Here’s How to Fix the Issue from Home
The 20th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana was released earlier this month, yet thousands of farmers are still waiting for the money to reach their bank accounts. If you are one of them, there’s no need to panic — the problem can often be resolved easily from home.
On August 2, 2025, Prime Minister Narendra Modi officially released the installment via Direct Benefit Transfer (DBT) from Varanasi. Despite this, many beneficiaries have reported delays or failed credits.
Why Your PM-Kisan Installment May Be Stuck
According to scheme guidelines, there are several reasons why the payment might be delayed or blocked:
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Incomplete e-KYC: The most common reason for non-payment is that the farmer has not completed the mandatory electronic Know Your Customer (e-KYC) process.
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Aadhaar Not Linked to Bank Account: If your Aadhaar card is not linked with your bank account, the installment cannot be processed.
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Incomplete Land Verification: In some cases, land ownership verification has not been completed, leading to a payment hold.
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Incorrect Bank or Personal Details: Mistakes in your bank account number, IFSC code, or name mismatch with Aadhaar records can cause rejection.
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Multiple Beneficiaries from One Family: If more than one person from the same family is registered, the system may block one or more accounts.
Completing e-KYC Online from Home
If your payment is pending due to incomplete e-KYC, you can complete the process online in a few minutes:
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Visit the official PM-Kisan website: https://pmkisan.gov.in.
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On the homepage, locate the e-KYC option on the right-hand side and click it.
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Enter your 12-digit Aadhaar number and click Search.
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An OTP will be sent to your Aadhaar-linked mobile number. Enter the OTP to verify.
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Once successful, you will see a message confirming that your e-KYC has been submitted.
This step is essential because without completing e-KYC, no installment under PM-Kisan will be released.
If You Cannot Complete e-KYC Online
If your mobile number is not linked to your Aadhaar card, you won’t receive the OTP required for online e-KYC. In that case, you must visit your nearest Common Service Centre (CSC). Here, the e-KYC can be completed using biometric verification such as fingerprint or iris scan.
If the problem persists even after completing e-KYC, you can call the PM-Kisan helpline at 1800-180-1551 for further assistance.
Key Takeaway for Farmers
The PM-Kisan Yojana has strict verification steps to ensure that only eligible farmers receive benefits. While this process can sometimes delay payments, it also helps prevent fraud and duplicate claims. Completing e-KYC, linking your Aadhaar to your bank account, and ensuring that your land records are updated are critical steps to receive timely installments.
The good news is that most issues can be fixed without leaving home, provided you have an Aadhaar-linked mobile number. For those without it, a quick trip to a CSC centre is all it takes to get back on track.
By keeping your details updated and complying with the scheme’s requirements, you can ensure that future installments are credited without delays.
