PM Fasal Bima Yojana: No Compensation Without This Step – July 31 Is the Final Deadline
Farmers enrolled under the Pradhan Mantri Fasal Bima Yojana (PMFBY) are reminded to complete a critical step by July 31 to ensure eligibility for compensation in case of crop loss. Merely paying the premium from a bank account does not guarantee that the claim will be processed.
Last Date for Kharif Crop Insurance: July 31
The final deadline to enroll in the PMFBY scheme for the Kharif season is July 31, 2025. However, farmers who have already paid the premium also need to complete Aadhaar verification (eKYC) before the deadline. Without this step, compensation in the event of crop damage may be denied, regardless of premium payment.
Why Aadhaar Update Is Mandatory
According to banks and insurance providers, insurance will be considered valid only if Aadhaar verification is completed on the PMFBY portal. Farmers must visit the nearest branch of their bank or insurance company and complete Aadhaar eKYC before July 31. Failing to do so could result in claim rejection.
Changing Crop Option? Deadline Is July 29
Farmers who wish to change the insured crop for the current Kharif season must do so by July 29, two days before the official deadline. After this, the portal will no longer accept crop change requests.
New Farmers Can Still Apply
Those who haven’t yet enrolled for PMFBY can still register for Kharif crop insurance until July 31. The scheme offers substantial protection at a minimal cost — just 2% premium of the insured amount. In the event of crop loss due to natural calamities, farmers receive financial support from the bank or the insurer.
Why the Scheme Matters
Frequent weather-related disruptions make farming highly risky. The PMFBY acts as a financial safety net for farmers. However, this benefit is available only if all mandatory steps are completed, including Aadhaar verification.
Key Takeaway:
✅ Premium paid? Still need to complete Aadhaar eKYC.
📅 Deadline to update Aadhaar & change crop: July 31 & July 29 respectively.
🌾 Without eKYC, insurance claims may be invalid — act now to stay protected.
