PM Fasal Bima Yojana: Government will give money if the crop is damaged, how to apply, what is the eligibility?

In this monsoon season, farmers have the highest chances of crop loss. At the same time, not everyone can afford private insurance. Therefore, the government started an insurance scheme for farmers. This scheme especially provides insurance coverage for crop loss.

The Prime Minister Crop Insurance Scheme has been specially designed for farmers. Let us know what is covered under this scheme. Along with this, what benefits are available?

What are the benefits?

Just like in all insurance schemes, premium has to be paid for benefits. Similarly, in this scheme, farmers also have to pay a premium for insurance coverage. Many types of benefits are available under this scheme. These include-

Under this scheme, cover is available from sowing to harvesting.

During all these processes, farmers may have to face many losses. These include crop damage due to rain, drought, insect attack, or any other reason.

You get insurance coverage for all these losses under the insurance scheme. You have to pay only a 2 percent premium on Kharif crops.

Whereas farmers of Himachal Pradesh, Jammu and Kashmir, and the North-Eastern states get the benefit without any premium.

How to apply?

To apply for this scheme, you have to visit the official website of the PM Crop Insurance Scheme.

Here you have to fill in all the information carefully while filling out the form.

Along with this, details about the crop and the field are also asked of you.

Fill this carefully too.

You can check how much premium you have to pay on the Insurance Premium Calculator.

Under this scheme, 2 percent of the premium is given by the farmer and 10 percent by the government.

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