PF Tips: Why do PF claims get rejected repeatedly? Learn about the 4 major reasons here..
Today, almost every salaried individual has money deposited into their Provident Fund (PF) account. These funds are typically received as a pension upon retirement. However, in some circumstances, you can withdraw the money deposited in your PF account before retirement.
Sometimes, even after repeatedly requesting a PF withdrawal, the request gets rejected. There can be several reasons for this. Let's discuss them one by one.
Reasons for PF withdrawal rejection:
Lack of Aadhaar, PAN, and bank details in the EPFO records.
Incomplete KYC (Know Your Customer) verification.
Incorrect bank details, such as IFSC code and account number, or outdated ID proof.
Aadhaar not linked to PAN.
Form 10C rejection.
When does Form 10C rejection usually occur?
Working for less than 6 months.
Incorrect or incomplete information was filled out by the company.
Why is your withdrawal being rejected?
Whenever your PF withdrawal is rejected, EPFO informs you of the rejection and the reason via a message. Read this message carefully and understand why your withdrawal request is being rejected repeatedly.
Now, let's learn how you can withdraw the money deposited in your PF account.
Step-by-step process:
Step 1 - First, log in to the official website using your UAN number, password, and captcha code.
Step 2 - Now, go to the online services option.
Step 3 - Here you will find Forms 31, 19, 10C, and 10D for claims; click on the relevant form.
Step 4 - Now, click on the declaration and then click on the option to proceed with the online claim.
Step 5 - Then, from the dropdown menu, select the type of claim, whether you want the full PF amount or not, according to your needs.
Step 6 - Now, enter the amount and your current address.
Step 7 - Finally, submit the form and enter the OTP sent to your Aadhaar-linked mobile number.
Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
