Personal Loan: No bank agent will tell you these 5 ways to get a loan, you may not have even heard of the third one!

Personal Loan: If you think that only a good credit score and income proof are necessary to get a loan, then now is the time to change your thinking. Taking a personal loan has become a common thing in today's time, but do you know that by adopting some easy and unique methods, you can get the loan approved without any hassle? Let's know 5 such ways.

Banks and financial companies already have some loan offers ready for their customers, which are called Pre-Approved Loans. These require very few documents or no documents at all. This loan is usually available quickly. Keep checking such offers on your bank's website or mobile app.

Nowadays many fintech companies and digital lending apps approve loans in a few minutes. These platforms verify you with great technology and make a decision faster than normal banks.

Many times companies have special tie-ups with some banks. These banks offer special loans at low interest rates to the employees of that company. Ask your HR or office admin if your company has such a tie-up with any bank. If yes, then you can take advantage of it.

On festivals like Diwali, Holi, or Eid, special offers are launched by banks, such as low interest rates, fast processing, and discounts on processing fees. In such a situation, if you are thinking of taking a loan, then waiting for the festive season can be beneficial.

If you use a credit card, then you can also take a loan through it. In this, you will have the advantage that the loan will be available quickly and without any documentation, but you may have to pay a little more interest.