Paytm's Gold Coin offer will make millions of customers 'wealthy'! Get gold with every payment, here's how to convert it into digital gold..

Did you know that your everyday online payments can earn you gold? Yes, you read that right! This festive season, India's leading payments company, Paytm, has launched a remarkable "Gold Coin Initiative" for its millions of customers, making every payment not just a transaction, but a golden opportunity to save. Now, every payment you make on Paytm will earn you gold coins, which you can convert into digital gold at your convenience.

Learn more about this scheme?

Paytm (One 97 Communications Ltd) recently announced the Gold Coin Program. This initiative aims to turn every payment into a small savings opportunity. Whether you scan and pay, shop online, or transfer money, you'll earn gold coins every time.

Which payments can you earn gold for?

Every action you take on Paytm, such as:

Scan and Pay: When you scan a QR code at a store and make a payment.

Online Shopping: When making a Paytm payment on any website or app.
Money Transfer: When sending money to a friend or family member.
Recharge and Bill Payment: When paying for mobile, DTH, electricity, or water bills.
Recurring Payments: When making payments like EMIs or subscriptions.

You'll receive Gold Coins no matter how you pay – UPI, credit card, debit card, or net banking. The special thing is that UPI payments made with credit cards and RuPay credit cards will earn double Gold Coins.

How many Gold Coins will you receive?
With every payment, you'll receive 1% of the payment value in the form of Gold Coins. And yes, you can convert 100 Gold Coins into digital gold worth 1 rupee. The more coins, the more gold! Once your balance reaches 1,500 Gold Coins, you can convert them into real gold.

How to convert Paytm Gold Coins into real gold? (Step-by-Step)
First, open your Paytm app and tap the 'Gold Coins Widget' on the home screen.
Here, you'll see your earned gold coin balance.
Once your balance reaches 1,500 coins, you'll see the 'Convert to Real Gold' option.
Simply tap this option and instantly convert your gold coins into digital gold.

Why is this scheme beneficial?
Savings on every payment: Even everyday expenses will be converted into savings.
Double Coins benefit: More coins when using a credit card over UPI.
Easy Redemption: Convert directly to digital gold or real gold.
Useful for both families and businesses.

Earn gold coins on a variety of transactions, including Scan & Pay, online shopping, money transfers, recharges, bill payments, and recurring payments. Payments made using UPI, credit cards, debit cards, and net banking are eligible, while UPI transactions using credit cards and RuPay credit cards earn double Gold Coins. Each transaction earns 1% of the transaction value in the form of Gold Coins, and 100 Gold Coins can be converted into digital gold worth ₹1. Families and businesses can easily build savings by converting Gold Coins into digital gold. The redemption process is simple and allows for additional gold purchases.

Steps to redeem Paytm Gold Coins for real gold

Open the Paytm app and tap the 'Gold Coins' widget on the home screen.

View the Gold Coin balance earned from the transaction.

Once the balance reaches 1,500 coins, the 'Convert to Real Gold' option will become available.

Tap this option to convert Gold Coins into digital gold.

(100 Gold Coins = ₹1 worth of digital gold)

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