Paytm Introduces Unique Gold Coin Rewards System — Earn Digital Gold with Every Transaction
Paytm Launches a Rewarding New Feature
India’s leading digital payment platform Paytm has unveiled a brand-new feature designed to make every transaction more rewarding for its users. Now, customers will earn Gold Reward Points every time they make a UPI payment, money transfer, or purchase through the Paytm app. These points can later be converted into digital gold, offering users a unique way to accumulate wealth with everyday payments.
According to the company, the system is simple, transparent, and user-friendly, ensuring that every Paytm user—whether making small or large transactions—can easily benefit from it.
🪙 How Gold Points Work and How to Redeem Them
Explaining the reward system, Yugal Tiwari, Senior Vice President at Paytm, shared that users will earn 1 Gold Point for every ₹100 spent. Those who make payments using their RuPay cards will receive double the Gold Points, making RuPay transactions even more beneficial.
Once a user’s Gold Points reach a total value of ₹15, they can redeem the amount into digital gold within the app. The accumulation process is continuous—meaning there’s no earning limit. Users can collect and convert Gold Points anytime, making it a seamless and rewarding experience.
This initiative gives users a new incentive to use digital payments regularly while simultaneously helping them invest in gold effortlessly.
✈️ AI Travel Assistant: A Smarter Way to Plan Trips
Alongside the gold rewards program, Paytm has also introduced an AI-powered travel assistant in its travel section. This intelligent feature is designed to simplify trip planning, ticket booking, and itinerary management for users.
With the help of this AI assistant, users can plan their journeys more efficiently—choosing the best routes, tickets, and options without any hassle. The new AI tool aims to make travel experiences faster, smoother, and more personalized, adding another layer of convenience to Paytm’s expanding digital ecosystem.
💬 Company’s Vision and Customer Benefits
Commenting on the launch, Paytm founder Vijay Shekhar Sharma stated that the new Gold Coin Reward System reflects the company’s commitment to providing users with tangible benefits for every transaction. He emphasized that no other digital payment platform currently offers such a robust and transparent rewards mechanism.
Sharma added that the goal is to make digital transactions more engaging and rewarding, encouraging millions of users to continue embracing cashless payments while simultaneously building digital assets in the form of gold.
🌟 A Step Toward a Smarter Digital Future
Paytm’s introduction of the Digital Gold Reward System and AI Travel Assistant marks a major leap in user experience and innovation within the fintech industry.
With these new features, users can now:
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Earn digital gold automatically with every transaction.
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Get double rewards on RuPay payments.
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Simplify travel planning through AI-driven recommendations.
These advancements not only enhance convenience but also make every Paytm interaction more valuable. By combining technology, innovation, and customer rewards, Paytm continues to strengthen its position as a leader in India’s digital payment ecosystem—turning routine transactions into smart, rewarding opportunities.

