Pan-Aadhaar link: If you don't link your Aadhaar-PAN before December 31, it will be deactivated. Do this immediately..

PAN Aadhaar Link Last Date: If you haven't yet linked your PAN card and Aadhaar card, don't delay. The Income Tax Department has clarified that if the two documents aren't linked by December 31, 2025, your PAN card will become inoperative. Filing taxes, opening a bank account, or making investments will become difficult.

These days, the PAN card is essential for every financial task, whether filing an income tax return (ITR), opening a new bank account, or making a large transaction. Therefore, if your PAN card becomes inactive, it can cause problems.

Failure to link PAN with Aadhaar will cause problems.
The PAN card is a 10-digit unique code issued by the Income Tax Department. It helps track all of an individual's financial transactions. If you don't link your PAN to Aadhaar, you may face difficulties opening a bank account, taking out a loan, or obtaining a credit or debit card. Your PAN card may also be deactivated.

What will happen after December 31st?
If you don't link your PAN and Aadhaar by the deadline, December 31st, 2025, your PAN will be deactivated. This will prevent you from performing many important tasks.

You won't be able to file your ITR.

Previously filed returns will also be considered invalid.

Your tax refund may be withheld.

Bank accounts may be put on hold.

Investments in mutual funds, shares, or SIPs without an active PAN will be impossible.

According to the CBDT, linking after the deadline could result in a penalty of up to ₹1,000.

How to link PAN and Aadhaar online?

If you have an Aadhaar number, you can link both documents from the comfort of your home.

First, visit the Income Tax Department's website, https://www.incometax.gov.in.
Click on the "Link Aadhaar" option on the homepage.
Now, enter your PAN number, Aadhaar number, and other required information.
An OTP will be sent to your registered mobile number; enter it.
The linking process will be completed after verification.
The offline linking process is also easy.
If you can't do it online, you can also go to the nearest PAN Service Center or Income Tax Office. There, you'll need to submit a self-attested copy of your PAN card, Aadhaar card, and an application form. After submitting the form, you'll receive a receipt that will help you track the status.

Before linking your PAN and Aadhaar, make sure to check:
Name, date of birth, and gender must match the PAN and Aadhaar information. If there are any errors, correct them first; otherwise, the linking will fail.

Check if your PAN is active.

You can check your PAN status from home:

Go to the Income Tax e-filing website https://www.incometax.gov.in.
Click on the Verify Your PAN option in Quick Links.

Enter your PAN number, full name, date of birth, and mobile number.

After entering the OTP, the system will tell you whether your PAN is active or not.

Impact on Investments and Banking
If your PAN is deactivated, facilities like share trading, mutual fund investments, or SIPs will be discontinued. Higher TDS may be deducted from bank accounts, and opening a new account will be difficult. Therefore, it is best to complete the PAN-Aadhaar linking before the deadline so that your financial transactions continue uninterrupted.

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