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Now Apply for Ayushman Card Easily from Home Using This App — Here’s the Complete Step-by-Step Guide

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Getting free medical treatment under the Ayushman Bharat scheme is now easier than ever. If you or your family members are eligible, you can now apply for the Ayushman Card right from your mobile phone without visiting any government office or agent. All you need is the official Ayushman App, and in just a few steps, your health card can be ready for use.

Let’s understand what the Ayushman Card is, how it benefits you, and the exact process to apply online.

What is the Ayushman Card?

The Ayushman Card is issued under the Government of India’s Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018. This card provides free health insurance coverage of up to ₹5 lakh per year for eligible individuals across a wide network of government and private hospitals in India.

The best part? You don’t need to stand in queues or pay any agents. The entire application process is digital and can be done from the comfort of your home. The scheme is primarily targeted at economically weaker sections to ensure they receive treatment for serious health conditions without any financial burden.

How to Apply for Ayushman Card Online (Step-by-Step Guide)

Follow these easy steps to apply for your Ayushman Card using the official mobile app:

  1. Install the App
    Download the official Ayushman Bharat app from Google Play Store or App Store. This app is released and maintained by the government.

  2. Select Language
    Once installed, open the app and choose your preferred language to proceed.

  3. Login and Verify
    Click on the “Beneficiary” tab. Enter the captcha and your registered mobile number to log in.

  4. Search Your Record
    After logging in, select the scheme name as PM-JAY, then choose your State and District.

  5. Enter Aadhaar Number
    Enter your Aadhaar card number to access your family’s health records. If your Aadhaar is linked, your family members' names will appear.

  6. Authenticate Members
    For members whose cards are not yet created, the word “Authenticate” will appear beside their name. Tap on it, enter their Aadhaar number again, and verify via OTP (One Time Password).

  7. Take a Live Photo
    After OTP verification, take a live photo of the member using your phone camera through the app.

  8. Enter Relationship & Phone Number
    Fill in the relation of the member with you and provide their phone number. Complete the e-KYC process and submit the application.

  9. Download the Card
    Once the details are verified (usually within a week), you can download the Ayushman Card for each approved member directly from the app.

Documents Required for Ayushman Card

Keep these documents ready before applying:

  • Aadhaar Card

  • Ration Card

  • Mobile Number

  • Passport-sized Photograph

Additional documents like e-Shram Card, Labour Card, or any other government-issued ID may also help in establishing your eligibility.

How to Use the Ayushman Card for Free Treatment

Once your Ayushman Card is issued, getting treatment is simple. Visit any Ayushman-empanelled hospital (government or private). At the hospital, an Ayushman Mitra will verify your card and initiate the treatment process.

The treatment is completely cashless and paperless. You don’t need to carry any medical documents or make payments — your medical expenses will be covered under the scheme, up to ₹5 lakh annually.

Final Words

The government has made it extremely simple to access the benefits of the Ayushman Bharat scheme. With the mobile app, families no longer need to rely on middlemen or visit government offices. By spending just a few minutes on your phone, you can secure quality healthcare for yourself and your loved ones — entirely free of cost.

So, if you haven’t already applied for the Ayushman Card, now is the perfect time to take advantage of this life-saving initiative.