New Tax Regime: Do you know how to save money under the new tax regime? know the complete master plan for saving money under the new rules..

The new tax regime offers fewer deductions than the old tax system, but it has lower tax slabs, which directly reduces the tax burden. Under this regime, in FY 2025-26, you can avail a standard deduction of ₹75,000, NPS exemption under Section 80CCD(2), and a rebate of up to ₹60,000. So let's understand how you can save tax under the new tax regime.

Ways to Save Tax in the New Tax Regime (FY 2025-26)
Employer's NPS Contribution (Section 80CCD(2))
Home Loan Interest on Let-Out Property (Section 24)
Standard Deduction of ₹75,000 (for salaried employees)
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Tax-Free Allowances in the New Regime

Tour and Transfer Expenses
Daily Allowance for Business Trips
Conveyance Allowance for Official Duty
Home-Office Travel Allowance for Disabled Employees (₹3,200 per month)
Allowances for Government Employees Deployed Abroad

Although the lower tax slabs allow for automatic tax savings in this regime, there are significant tax implications.

What will be the tax rules on gifts in the new tax regime?
Gifts from parents and relatives are completely tax-free.
Gifts received during marriage or inheritance. Tax-Free
In other cases, gifts up to ₹50,000 are tax-free.
Gifts above ₹50,000 are fully taxable.

What is the ₹75,000 standard deduction?
The new tax regime has brought significant benefits to salaried employees and pensioners.
Now, instead of ₹50,000, a standard deduction of ₹75,000 is available.
This amount is deducted directly from your total income.
This reduces your taxable income.
As a result, income up to approximately ₹12.75 lakh can be effectively tax-free.

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