Minimum Balance Limit: SBI, PNB and HDFC bank customers will now have to maintain this much minimum balance, know the new rules..

Minimum balance rules: Every customer fulfills his financial needs through a bank account. There are also many rules for transacting from these accounts. One of these rules has also been made regarding minimum balance (minimum balance new rules). Every bank sets different amounts of minimum balance for its customers. If this amount is not maintained, the customer may also have to pay additional charges. In such a situation, you must maintain the minimum balance amount in your bank account. Know the minimum balance limit in the major banks of the country in the news.

This is the limit in the State Bank of India-

If we talk about the minimum balance limit in the savings account of the country's largest government bank i.e. State Bank of India, then it is at least Rs 3000. For information, let us tell you that this limit is for big cities. If you live in a small town, then you will have to keep a minimum balance of Rs 2000 in your bank account. Along with this, if you have an account in a village bank, then here you will have to maintain a minimum balance of Rs 1000.

Minimum balance limit in ICICI Bank-

If we look at the minimum balance amount in ICICI Bank, then in big cities you have to keep a minimum balance amount of Rs 10,000 in ICICI Bank. Apart from this, the minimum balance limit for rural areas has been fixed at Rs 1000. If we talk about the limit of small cities, then it is Rs 2500.

5 thousand rupees will have to be kept in HDFC bank-

If we talk about the minimum limit in HDFC bank, then in the branch of HDFC bank located in big cities, you will have to maintain a minimum balance amount of Rs 10,000. Apart from this, for small cities this amount will be 5 thousand rupees. If we talk about the minimum balance limit in rural areas, then it is Rs 2500.

Minimum balance limit in Punjab National Bank-

If we talk about the minimum balance limit in the account of Punjab National Bank, then in big cities you will have to maintain a minimum balance amount of Rs 2000. On the other hand, if your bank account is in a bank in rural areas, then this limit is Rs 1000.

It is important to follow the minimum balance limit because-

If you have opened a savings account in any bank, then you must maintain the minimum balance amount in these bank accounts. The minimum balance amount for savings accounts in banks can be different. The minimum balance (penalty on minimum balance) has to be maintained in your savings account according to the bank. If you do not maintain the minimum balance, then in this situation the bank can impose a non-maintenance fine on you. Therefore, it is important to follow the rule of minimum balance limit.

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