Make financial preparations before the birth of the daughter, and know the benefits of Sukanya Yojana, you will get tax exemption and more interest

Sukanya Samriddhi Yojana: Sukanya Samriddhi Yojana is a special savings scheme for daughters, in which parents can open an account for girls up to the age of 10 years. This scheme offers high interest rates, tax exemption and an opportunity for a secure future. Application is now also possible online.

Sukanya Samriddhi Yojana: This news is very important for those investing in the government scheme Sukanya Samriddhi Yojana (SSA). Now opening an account in the post office savings scheme has become easier than before. Customers can now open this account by filling internet banking, mobile app and offline form.

Sukanya Samriddhi Yojana: Best scheme for daughters

Under Sukanya Samriddhi Yojana, an account can be opened in the name of girls below the age of 10 years, which is operated by parents or guardians. This scheme encourages savings for the education and marriage of daughters with high interest rates and tax benefits. In this scheme, an amount of ₹ 250 to ₹ 1.5 lakh can be deposited annually. The account runs for 21 years or matures on the marriage of the girl at the age of 18. Under special rules, this account cannot be closed one month before or three months after marriage.

Three easy options to open a post office savings account

• Offline application process
• Download the account opening form from the official website of India Post.
• Add documents like Aadhaar, PAN card, photo etc.
• Submit the form at the nearest post office and deposit the minimum amount.
• After the account is opened, you will receive a passbook.
• Opening an account online through internet banking
• Go to DOP Internet Banking portal.
• Click on ‘New User Activation’ and enter the customer ID and account ID.
• After logging in, go to ‘General Services’ > ‘Service Request’ > ‘New Requests’ tab.
• Choose the scheme and fill and submit the form.
• Apply through mobile app
• Download the ‘India Post Mobile Banking’ app.
• Login and go to the 'Requests' tab.
• Submit by filling in the deposit amount, account details, nominee information etc.

Better interest with tax savings

Sukanya Samriddhi Yojana is not only a future plan for daughters, but investing in it also provides tax exemption under Section 80C of Income Tax. Apart from this, the interest received in it is also more than bank FD. If you are also thinking of opening an account in any savings scheme of the post office, then you can complete the process without standing in line with these online options. However, the terms and interest rates of the scheme keep changing from time to time, so be sure to get the latest information from the concerned website or post office.

Sukanya Samriddhi Yojana calculator

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