Life Certificate: What is Life Certificate, without which your pension can be stopped..

Pensioners have to submit their life certificates to the bank once a year. This is proof that the beneficiary of the pension is alive and should get a pension. It has to be submitted by 30 November every year. In case of not doing so, the pension stops.

What is a Life Certificate?

As the name suggests, a Life Certificate is proof of a person being alive. Pensioners have to submit this document to the distributing agency to continue their pension. Also, a Life Certificate has to be submitted to the bank from which the pension amount is coming. Pensioners can do this work sitting at home by taking advantage of services like Digital Life Certificate.

Why is a Life Certificate necessary?

Pension is the only support for most people in their old age. This covers their medicines and other necessary expenses. But, the government does not want the pension system to be misused. This is the reason why it will be necessary to submit a Life Certificate once a year. This ensures that only the living person is getting the benefit of a pension. In the absence of a life certificate, the pension continues to be credited to the pensioner's account even after his death.

Life Certificate Deadline

According to government rules, pensioners between 60 and 80 years of age can submit their life certificates from 1 November to 30 November. At the same time, senior citizens above 80 years of age have the time to submit the life certificate from 1 October to 30 November. This means that every pensioner has to submit the life certificate by 30, no matter what his age is. If the life certificate is not submitted within this time limit, the pension may stop.

Method of Submitting Life Certificate

If you want to submit the life certificate personally, then you can submit it to the pension-paying bank, post office, and recognized service center. However, there is also a doorstep banking service for senior citizens with health problems. Through this, you can submit the life certificate without going to the bank. To avail of doorstep service, you will have to call the bank representative to your home and give biometric data.

Digital Jeevan Pramaan

Digital Jeevan Pramaan has made the process of submitting life certificate quite easy. You can submit life certificate through many digital means.

You can submit the certificate by visiting the nearest Citizen Service Center (CSC).

You can generate life certificate through fingerprint reader on Jeevan Pramaan portal.

You can submit certificate online by downloading Jeevan Pramaan mobile app.

Submit the certificate with the help of postman through India Post Payments Bank.

Face Authentication: Use Aadhaar Face RD App and Jeevan Pramaan App.