LIC Tips: LIC's 10 best plans, you get strong returns with full guarantee of money safety..
Every person wants to secure the future of themselves and their family, and for this, people are looking for schemes with guaranteed returns along with safe investment. In such a situation, these 10 best plans of LIC emerge as a strong option. These schemes are not only safe but also give strong returns.
In simple language, these plans keep your money safe as well as increase it. Let's know about these plans one by one and see which plan can be better for you according to your needs.
LIC Index Plus
This plan is a great amalgamation of both life insurance and investment. You can invest in two investment options: Flexi Growth Fund (Nifty100-based) or Flexi Smart Growth Fund (Nifty50-based), according to your risk standard. In this, you also get guaranteed additions from time to time, which increase your fund. This plan is available to people from 90 days to 60 years old. Its term is from 10 to 25 years.
LIC Nivesh Plus
This is a unit-linked plan where you pay the premium only once. It offers guaranteed additions that strengthen your investment over time. You can also make partial withdrawals after five years. Also, there is an option of accidental death benefit in it. People from 90 days to 70 years old can invest in it. The duration of the plan is 10 to 25 years.
LIC Jeevan Umang
This plan also provides annual savings (Survival Benefit) along with lifetime protection, which is available after the premium period ends, and ultimately, your family gets a big benefit on maturity or death. You can invest in it from the age of 30 days to 55 years.
LIC Jeevan Utsav
This plan provides lifetime protection, and the option of regular income or flexi income is also available at the end of the premium period. This provides financial flexibility. Also, guaranteed additions are available every year, which increase your investment.
LIC New Pension Plus
This is a unit-linked pension plan for those who want a stable income after retirement. In this, you can choose single or regular premium, and create a strong fund for retirement by choosing, switching, and getting guaranteed additions from four investment options. You can invest in it from the age of 25 to 75 years.
LIC New Jeevan Shanti
This is a single-premium deferred annuity plan, in which you can get a fixed income in the future by making a single payment. It also gives a single or combined life option and ensures financial security in retirement. You can invest in it from the age of 30 to 79 years.
LIC New Jeevan Anand
This policy is a combination of savings and life protection. If you survive after the policy expiry, you get a lump sum amount and a bonus, and there is also protection in case of death. It also offers loan facilities, premium payment options, and annual and partial death benefits. You can invest in it from the age of 18 to 50 years.
LIC New Jeevan Amar
In this plan, you can get high security at an affordable price. In this, you can choose regular, limited, or single premium options. Along with this, you can also add additional riders like accidental death and disability benefits.
LIC Amritbaal
This plan is a combination of savings and protection, especially for children. In this, 7‑10 times the sum assured is available in limited premium payment, or 1.25‑10 times the sum assured in single premium. This is a great option for the financial security of the child's future.
LIC Jeevan Labh
This is a classic savings plan that gives benefits in both death and survival situations. In this, you get bonuses on your investment and you can also get tax benefits. You can invest in it from the age of 8 to 59 years.
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