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LIC Scheme- This scheme of LIC will give you security and strong returns, knowing its complete details.


If you are a working person then you should make savings for your future because that will be your support after retirement, for this, you should turn to Indian Life Insurance, which provides strong returns along with investment protection. Among its range of plans, LIC Bima Jyoti Policy shines as a popular choice, offering both protection and savings for policyholders and their families. Let us know about this scheme-

LIC Bima Jyoti policy provides financial assistance to the policyholder's family in case of untimely death during the policy term. Surviving the plan till maturity guarantees a lump sum assured return to the policyholder, thereby ensuring financial security.

Flexible Investment Options:

Policyholders can choose to invest on a monthly, quarterly, half-yearly, or annual basis, catering to different financial capabilities. The minimum investment requirement is Rs 5000, the amount varies depending on the investment frequency chosen.

Loan facility:

Policyholders have the option to take a loan against the policy during the policy term, thereby providing liquidity in times of need.

Policy Term and Premium Payment:

Investment in LIC Bima Jyoti policy can last for 15 to 20 years, providing flexibility in long-term financial planning. To ensure a comfortable premium payment period, premium payment is required for at least five years from the policy term.

Eligibility criteria:

Individuals between the ages of 90 days to 60 years can invest in this policy, the minimum maturity age is 18 years, and maximum is 75 years.