LIC: Salaried class gets guaranteed returns, coverage up to 100 years, these are 5 great policies of LIC..
Top 5 Policies of LIC: For the salaried class, LIC has many such insurance plans, which not only protect the money but also give guaranteed returns. Those who invest in these do not have to face any kind of risk. We are telling you about 5 such plans:-
Give your life the shield of LIC.
The country's largest insurance company, LIC, i.e., Life Insurance Corporation of India, offers many such policies along with insurance for its customers, in which you can create a big fund for yourself by investing. Especially for the salaried class, LIC has many such insurance plans, which not only protect the money but also give guaranteed returns. Those who invest in these do not have to face any kind of risk. We are telling you about 5 such plans:-
LIC Jeevan Shiromani Policy
LIC's Jeevan Shiromani Policy is a non-linked, participating, individual life insurance plan. This scheme is designed for those people who have a good income and want a safe investment. In this, a monthly premium of about Rs 94,000 has to be paid on a sum assured of Rs 1 crore, that too for only 4 years. During the policy, 30% to 45% of the amount is returned in the fixed years. The minimum maturity period of this plan is 18 years, and the maximum maturity period is 69 years. In this plan, a death benefit is also given to the family on the death of the policyholder. This plan of LIC also gives you the facility of optional riders, so that the scope of coverage can be increased if needed.
LIC Jeevan Anand Policy
If you want more benefits at a low premium, then this policy is for you. In this, a fund of about Rs 25 lakh can be created in the future by investing only Rs 45 daily. This is an endowment policy, which gives both security and savings to the policyholder. In this, a death benefit is available on the death of the policyholder till the age of 100 years or during the policy term. The monthly premium of this policy is Rs 1,358. To avail the benefit of the bonus, the policy has to be run for at least 15 years.
LIC Jeevan Azad Policy
This policy was launched on 1 January 2023. This policy has been designed in such a way that the customer can get the benefit of both protection and savings. In this, if the policyholder dies, then this policy of LIC will give a death benefit to the nominee. If the policyholder survives till the end of the policy, they will get the maturity benefit. In this, investment is made for a period of 15 to 20 years. The minimum sum assured is Rs 2 lakh, and the maximum is Rs 5 lakh. People from 90 days to 50 years old can invest in it. The entire amount is received in a lump sum on maturity.
LIC Jeevan Umang Policy
This is a whole life policy of LIC. In this, you get coverage up to 100 years. According to this, after completion of the tenure of paying the premium, 8% of the sum assured is received as income every year. The entire lump sum amount is received on the death or maturity of the policyholder. People from 3 to 55 years can invest in this policy. The minimum insured amount is Rs 2 lakh.
LIC Jeevan Shanti Policy
Life Insurance Corporation of India (LIC) has also started 'Jeevan Shanti' a time investment plan. After investing once in it, there will be a guaranteed income for life. This plan will work like a pension for you in a way. This pension can also be taken monthly, quarterly, half-yearly or annually. In this plan, you will get a minimum of Rs 32150 annually. In this plan of LIC, you will have to pay the entire amount in one go. The minimum amount for this is Rs 5 lakh and the maximum is Rs 1 crore.
