Lado Lakshmi Yojana: Who Gets ₹2,100, How to Apply, and When Payments Begin

The Deen Dayal Lado Lakshmi Yojana (DDLLY) was officially launched in Haryana today, September 25, 2025, by Chief Minister Nayab Singh Saini. With this scheme, eligible women in the state will receive ₹2,100 every month directly in their bank accounts through DBT (Direct Benefit Transfer). The launch also included the rollout of a dedicated mobile application that allows women to check their eligibility, register, and apply without needing to visit any office.

According to the government, the first installment will be credited starting November 1, 2025. The program is initially expected to benefit around 20–21 lakh women, with a budget allocation of ₹5,000 crore.

Who is Eligible for the Scheme?

Eligibility criteria have been clearly outlined by the state government for the first phase of the scheme:

• The applicant woman or her husband must be a resident of Haryana for at least 15 years.

• Women between the ages of 23 and 60 years can apply.

• The family’s annual income must be ₹1 lakh or less in the first phase.

• Families already availing benefits from nine different state pension schemes will not be eligible.

• Up to three women from a single household can apply—such as a mother-in-law, daughter-in-law, and unmarried daughter—all within the income eligibility limit.

Future expansions of the scheme are already planned. In the second phase, families with annual incomes up to ₹1.8 lakh may be included, while in the third phase, income brackets of up to ₹3 lakh could qualify (expected by FY 2028–29).

How to Check Eligibility on the Mobile App

Women can check their eligibility directly through the official mobile app:

1. Download the Lado Lakshmi Yojana app from the app store.

2. Click on “Check Eligibility.”

3. Answer the questions about residence, gender, marital status, age, employment, and family income.

4. If eligible, the app will display: “You are eligible to apply for this scheme.”

Step-by-Step Guide: How to Apply via Mobile

The Chief Minister clarified that applications will only be accepted through the mobile app. No offline submissions or third-party links should be used. Registration involves the following steps:

1. Download the Lado Lakshmi Yojana app.

2. Enter your mobile number and verify using the OTP.

3. Fill in the applicant woman’s personal details.

4. Provide complete address information including district, village, and pincode.

5. Enter details of all family members, including Aadhaar and Parivar Pehchan Patra (PPP).

6. Submit details of annual family income and income sources.

7. Enter an active bank account linked with Aadhaar and e-KYC, along with IFSC code.

8. Upload a live photo using the phone’s camera (blink and smile verification).

Once verified, applicants will receive a registration ID. Beneficiaries can also check their application status within the app.

Required Documents

For unmarried applicants, documents include:

• Aadhaar card and linked mobile number

• Aadhaar details of all family members

• Electricity connection/ meter number

• Haryana Skill Development registration number (if available)

• Vehicle registration number (if applicable)

• Active bank account number with IFSC code

For married women, a similar set of documents is required, with additional marital details.

Government Helpline Numbers

To support applicants, the Haryana government has also launched toll-free helpline numbers:

• 0172-880500

• 1800-180-2231

Women can use these numbers to resolve any technical or application-related issues.

Why This Scheme Matters

The Lado Lakshmi Yojana represents a significant step in women’s empowerment in Haryana. By providing ₹2,100 every month, the scheme ensures that women, especially from low-income households, have financial independence and support for their livelihood.

The government also aims to use this scheme as a foundation for future welfare programs, gradually expanding the income eligibility to include more women.

As Chief Minister Nayab Singh Saini highlighted during the launch, the mobile app ensures transparency, accessibility, and ease of use, eliminating the need for middlemen or physical office visits.

Key Highlights at a Glance

• Scheme Name: Deen Dayal Lado Lakshmi Yojana (DDLLY)

• Monthly Benefit: ₹2,100 per eligible woman

• Launch Date: September 25, 2025

• First Payment: From November 1, 2025

• Initial Beneficiaries: Around 20–21 lakh women

• Budget: ₹5,000 crore (first phase)

• Application Mode: Mobile app only

• Helpline Numbers: 0172-880500, 1800-180-2231

With the launch of this scheme, Haryana joins the growing list of states using technology-driven welfare programs to uplift women. The ₹2,100 monthly transfer may seem small, but for millions of households, it represents a steady source of support and empowerment.