Ladki Bahin Yojana’: e-KYC Mandatory, Government Warns Against Fake Websites

The Maharashtra government has made e-KYC (Electronic Know Your Customer) verification mandatory for beneficiaries of the Chief Minister Ladki Bahin Yojana, a welfare scheme that provides financial support to women across the state. Authorities have also issued a strong advisory urging citizens to avoid falling prey to fraudulent websites posing as official portals.

Monthly Financial Assistance for Women

Under the Ladki Bahin Yojana, women aged 21 to 65 years are entitled to receive ₹1,500 per month as direct financial aid. The scheme is designed to empower women from low-income families, with eligibility restricted to households having an annual income below ₹2.5 lakh.

To ensure the funds reach only genuine beneficiaries, the state has made Aadhaar-linked e-KYC mandatory. This verification process helps transfer the scheme’s amount directly to the beneficiary’s bank account, eliminating middlemen and reducing chances of duplication.

Deadline for Completing e-KYC

The e-KYC process began on August 17, 2025, and beneficiaries have been given a two-month window to complete the verification. Women who fail to update their details within the stipulated time will not receive the monthly financial assistance in their bank accounts.

Officials revealed that nearly 26 lakh beneficiaries were found to be ineligible during initial checks. The e-KYC requirement has therefore been introduced to weed out fraudulent entries and ensure that only deserving women benefit from the scheme.

Warning Against Fake Websites

The government has also cautioned beneficiaries about the growing threat of fraudulent websites and cyber scams. These fake portals are attempting to trick women into sharing sensitive information. To avoid financial fraud, beneficiaries are advised to complete their e-KYC only through the official government website or authorized centers.

Timely completion of e-KYC not only ensures continued access to the scheme’s benefits but also safeguards women from falling into the trap of scammers.

Scale of the Scheme

The Ladki Bahin Yojana is among the largest women-focused welfare programs in India. Currently, around 2.25 crore women across Maharashtra are enrolled under the scheme and are eligible to receive the monthly financial assistance, provided their verification is completed successfully.

By tightening the verification process, the government aims to strengthen the integrity of the scheme and guarantee that financial support reaches only the intended recipients.

Why e-KYC Is Crucial

• Transparency: Linking Aadhaar ensures that duplication of beneficiaries is avoided.

• Security: Direct bank transfers minimize the role of intermediaries and reduce corruption.

• Accountability: Beneficiaries must complete verification themselves, which prevents misuse.

• Efficiency: The government can track and monitor fund distribution more effectively.

Final Takeaway

The Maharashtra government’s decision to make e-KYC compulsory for the Ladki Bahin Yojana marks a crucial step in streamlining welfare delivery. While the scheme continues to provide vital financial aid of ₹1,500 per month to millions of women, its success depends on proper verification and secure implementation.

Beneficiaries are urged to complete their e-KYC before the deadline to avoid disruption in payments. More importantly, they must remain alert to fake websites and fraudsters, relying only on official channels for verification.

By ensuring compliance and spreading awareness, the state aims to protect women’s welfare, strengthen trust in government schemes, and extend timely support to those who need it most.